Growing businesses often need capital! The SBA 504 program offered by BEFCOR can finance real estate, machinery and equipment to help companies increase revenue, productivity, employees and profit. Contact BEFCOR for more details!

Finding the right land or building for your business can be a monumental decision – finding the best financing can be equally important and challenging. In some cases, where a business chooses to locate is dependent on the cost of financing and the amount of down payment. When you decide where your business will be located, BEFCOR can help with the financing.

As an SBA-licensed non-profit lender, BEFCOR offers SBA 504 loans to emerging and expanding businesses in North Carolina. SBA 504 financing is the perfect solution for businesses seeking low down payment, low fixed interest rate, and a longer payback. These loans are tailored to the needs of growing companies. If you have a business in North Carolina, contact BEFCOR for details about SBA 504 loans

Start the loan process with BEFCOR!

Whether your business needs an office building, a retail space, or a warehouse, an SBA 504 Loan through BEFCOR can enable you to own instead of lease. Business owners are often surprised to learn that purchasing space can be more economical than leasing – especially when you benefit from SBA 504 financing. While they do not help you select your site, they can help you evaluate the benefits of SBA 504 financing. They will also be a resource for you as you navigate the application and financing process. Start your loan with BEFCOR now!

BEFCOR provides streamlined service between their clients and lenders, with a focus on building relationships and creating community success stories. With an SBA 504 loan through BEFCOR, entrepreneurs can get up to 90% financing for owner-occupied commercial real estate space. Learn more about their loan process here.

Buying an existing building or constructing a new one can pave the way for a small business to grow. The terms of a business’ loans can impact cash flow, funds for additional growth, ability to buy equipment, and whether new employees can be hired. With an SBA 504 loan through BEFCOR, entrepreneurs can receive up to 90% financing at very attractive rates and terms for owner-occupied commercial real estate. SBA financing works in conjunction with bank or private lender loans to help small businesses buy real estate. The program is perfect whether the business is purchasing, constructing, renovating, or expanding a building. Up to 90% financing is available for 20 years at low fixed interest rates.

BEFCOR brings a team approach to assisting small businesses in applying for SBA 504 loans. Their loan applicants benefit from our streamlined processes and individual attention, and their experienced staff will help with you throughout the process. Learn more about BEFCOR now!

Carolina Business Capital finances small business enterprises with the SBA 504 Loan, a loan that gives business owners like you the resources you need to finance real estate and fixed assets. To start the SBA 504 Loan process with Carolina Business Capital, click here. And be sure to check out their SBA Loan Application Checklist.

Carolina Business Capital provides business owners with an affordable way to purchase or expand their business facilities with the SBA 504 Loan. In addition to their established relationships with local and national banks, they have over 130 years of combined experience in SBA 504 lending, commercial lending and small business management. Learn more about how Carolina Business Capital helps lenders by visiting them online at http://www.cbc504.com/.

Carolina Small Business Development Fund offers lending assistance to startups and existing businesses that have difficulty accessing financing through traditional lending sources. Special financing options are also available for veteran-owned businesses. For more information on their loan products, visit them online!

The Western Women’s Business Center is an initiative established by Carolina Small Business Development Fund to provide start-up and existing women-owned businesses with access to resources and support. Through one-on-one assistance, in-depth business coaching and counseling, educational opportunities, access to capital and more, the WWBC works to meet the needs of women entrepreneurs. From drafting a business plan to marketing your business, the WWBC helps women entrepreneurs like you achieve your business dreams. Find more information here!

Carolina Small Business Development Fund offers training, coaching and other services to help small businesses succeed in the long-term. They also work with community partners to provide regular workshops for entrepreneurs across the state. These workshops cover a range of topics, including financial management, business planning, access to capital and more. For more information about upcoming workshops and events, visit their website!

Western Women’s Business Center: An initiative of Carolina Small Business Development Fund, the Western Women’s Business Center provides a full range of services, including monthly workshops that focus on marketing, managing cash flow, financial tools, procurement and contracting, and more. They also offer focused courses on more specific topics for entrepreneurs seeking in-depth training. Learn more about the WWBC, and be sure to reserve your seat in their next workshop!

Carolina Small Business Development Fund believes that when small businesses succeed, everyone benefits. They support communities by helping entrepreneurs build the businesses of their dreams, creating economic opportunities across North Carolina. Grow your business with Carolina Small Business Development Fund.

Carolina Small Business Development Fund provides tailored and specialized technical assistance to meet each entrepreneur’s particular needs, as well as workshops that provide in-depth training on a variety of topics. Learn more about the one-on-one assistance and coaching from Carolina Small Business Development Fund by visiting their website!

Carolina Small Business Development Fund hosts yearly events dedicated to helping the small business community, while also fostering economic development in the state of North Carolina. Some of these events include the Small Business Week Awards luncheon held on Small Business Week, where the purpose is to honor small businesses in the state of North Carolina. Learn more about this event and more!

Carolina Small Business Development Fund provides financing solutions and guidance to help entrepreneurs like you achieve your goals. Whether you’re looking to start or expand your business, they offer loans that are designed to meet your needs. This means flexible terms and personalized assistance for all types of businesses in a wide range of industries. Learn more about loans and eligibility through Carolina Small Business Development Fund by visiting them at carolinasmallbusiness.org!

As job creators and generators of local economic development, small businesses are the economic engines of communities across the state. This is why Carolina Small Business Development Fund has stepped in to fill the lending gap left by major banks that have tightened lending criteria and pulled out of many underserved communities across the state. Since 2010, their program has invested $32.7 million in funding 458 small business loans. They’ve also created and retained 1,018 jobs in communities throughout North Carolina! Learn more about Carolina Small Business Development Fund’s contributions to economic development.

CVMSDC offers certification services to help Charlotte’s Minority Business Enterprises (MBEs) grow and succeed. To become a Certified MBE, or to see if you qualify, visit http://cvmsdc.org/.

The Charlotte Business INClusion (CBI) Program is a goal-based, good faith efforts program focused on financial spend, customer service, internal operational efficiency, organizational capacity and community economic impact. It seeks to enhance competition and participation of MWSBEs in City contracting. Begin your MWSBE certification now, or browse the current contracting opportunities available in Charlotte!

Vendor Registration

The City of Charlotte’s CBI Program encourages MWSBE’s participation in City contracting, promotes Charlotte Regional Area small business participation and opens the door to greater prospects and competition among certified MWSBE firms. Register as a vendor here!

The Charlotte Chamber can tell you everything you need to know about starting a business in Charlotte. From market research to networking opportunities, members and non-members alike can benefit from the Charlotte Chamber’s resources.

When it comes to Charlotte’s population, economy and industry trends, the Charlotte Chamber gives entrepreneurs access to the research and data they need to start and grow their business.

• Charlotte Demographics: Charlotte is diverse in population and workforce. To learn more about our local population, projected growth demographics and more, check out these fact sheets and interactive dashboard, created by the Charlotte Chamber of Commerce.
• Mecklenburg County Economic Indicators: Charlotte’s a banking town, right? While Charlotte is the nation’s second largest banking center, what might surprise you is that finance is not the largest industry or employment sector. Thanks to the Charlotte Chamber of Commerce, you can learn more about the factors driving Charlotte’s economy here.
• Charlotte Chamber Research Team: For even more information about economic and demographic trends in Charlotte, contact the Charlotte Chamber’s research team. Custom research is available for Charlotte Chamber member businesses at the board of advisor level and more!

The Charlotte Chamber hosts a variety of events and seminars designed to benefit the growth of your business.

The Charlotte Chamber GreenWorks Council promotes and fosters sustainability in our local business community by connecting Chamber members to share information on best practices.http://charlottechamber.com/member-info/networking/

In business, who you know is often just as important as what you know. The Charlotte Chamber offers opportunities for local entrepreneurs to meet people, make contacts, exchange ideas and interact with others. Learn more about networking through the Charlotte Chamber here!

When it comes to locating your business, the Charlotte Chamber of Commerce provides a variety of resources. Contact their Economic Development staff for information on relocating and expanding your business, or access tools like Xceligent Real Estate Search and Site One to make finding real estate easier than ever.

The Charlotte Chamber wants to show you why choosing Charlotte is the easiest decision you’ll ever make. They’ll work with you and offer assistance for your business relocation or expansion needs. Contact them now to get started!

How will Charlotte grow over the next 5 years? What are the factors driving our local economy? For answers to specific questions like those, the Charlotte Chamber offers data on Charlotte’s local demographics, as well as the economic indicators of our region.

Real Estate Search

Xceligent Real Estate Search:Charlotte’s commercial office market is large and diverse. Use the Charlotte Chamber’s real estate tool, Xceligent Real Estate Search, to find office, industrial and retail property for sale or lease in Mecklenburg County.

Site One: Searching for vacant land? How about leasable buildings? Hoping to conduct a market analysis in the process? The Site One tool can help you with all of this and much more. Access it here.

The Charlotte Chamber is committed to increasing Charlotte’s competitive advantage by connecting, innovating and growing opportunity for all who do business in Charlotte. Learn more about becoming a member of the Charlotte Chamber of Commerce.

Becoming a member of the Charlotte-Mecklenburg BLACK CHAMBER of Commerce (CMBCC) represents your commitment to your business and the community. CMBCC offers education, resources and networking opportunities to its members, as well as brand visibility in their Member Directory, access to opportunities to grow and connect, and much more. Visit the CMBCC online to learn more or join today, and take advantage of member exclusive opportunities like My BIG Program, a 10-week business education series to help you start and grow your business.

The Charlotte-Mecklenburg BLACK CHAMBER of Commerce (CMBCC) brings powerful training workshops to Charlotte area business owners and professionals through resourceful professional development programs.

CMBCC Empowerment Saturday Series – The CMBCC brings powerful training workshops to Charlotte area business owners and professionals through resource rich professional development programs like their monthly Empowerment Saturday series. Visit them online to register for any of their upcoming events.

CMBCC’s “My BIG Program” – Take advantage of CMBCC’s member exclusive opportunities like My BIG Program, a 10-week business education series to help you start and grow your business. Visit the CMBCC online to learn more or join online today.

Visit the CMBCC event page, and register for any upcoming events.

Charlotte Mecklenburg BLACK CHAMBER of Commerce offers opportunities for you to connect and build the relationships you need to grow your business. Visit the CMBCC online to learn more, or join today.

It all starts with a connection! The Charlotte-Mecklenburg BLACK CHAMBER of Commerce (CMBCC) helps Member Companies get (and stay!) connected by providing a variety of networking opportunities. Join them monthly for CMBCC Connect Business After Hours, and be sure to register for their other member-focused networking opportunities!

Charlotte Mecklenburg BLACK CHAMBER of Commerce helps its member companies prepare for the certification process, access opportunities to network with prime contractors and be informed when government and private-sector RFPs are made available. Visit them online to learn more or join today.

CMBCC helps member companies thrive by advocating on behalf of the black business community at local and state government levels. Visit them online to learn more about CMBCC and join today.

Sample business plans, business research tools, searchable databases and much more are all available on the second floor of the Main Library. Also available is The Foundation Center’s collection of materials for nonprofits and grants!

The Charlotte Mecklenburg Library offers sample business plans, business research tools, searchable databases and much more. Visit them online to learn more, or better yet, visit the second floor of the Main Library to get started!

Market Research

If you need to find information about your market and its consumers, the Charlotte Mecklenburg Library has just what you need. Use Reference USA to find competitors. SimplyMap can be used to discover local demographics. And, of course, ABI/INFOR is available to help you search for industry trends. View all of the Library’s resources here!

Counseling and Training

The Charlotte Mecklenburg Library offers a variety of classes to help you get your business up and running. Register for a course here! Other resources include Lynda.com, which allows you to learn a new skill online, as well as Universal Class, which gives you the opportunity to continue your education online.

The Charlotte Mecklenburg Library’s Starting a Business Checklist is a full list of everything you need to know about licensing and permitting a business in Charlotte, down to the departments you need to contact. Find it here!

The Charlotte Mecklenburg Library offers a variety of classes to help you get your business up and running. Register for a course, or access the other learning resources available to entrepreneurs through the Library.

As a member of the Foundation Center’s Funding Information Network, the Charlotte Mecklenburg Library provides resources that allow nonprofits, grantmakers and individual researchers to identify potential funding partners and collaborators. If this sounds like what you need, click here.

Funding

How will you find the funding you need to start your nonprofit? As a partner of the Foundation Center’s Funding Information Network, the Charlotte Mecklenburg Library offers resources that will help you find the funding you need.

Local Resources

The Charlotte Mecklenburg Library is a member of the Foundation Center’s Funding Information Network, and they offer free access to print electronic resources that support philanthropy. Learn more here.

When it’s time to take your business to the next level, the Library can help connect you to the information you need. Use Reference USA to learn more about competitors in your industry and ABI/INFORM to discover industry trends. And with SimplyMap, you can learn more about the demographics in your area.

As a Federal Depository Library, the Charlotte Mecklenburg Library has a variety of data on your workforce. Visit them today for statistics from the Census Bureau, Bureau of Labor Statistics and more.

Training Programs

Did you know that the Charlotte Mecklenburg Library offers free computer classes? Send your trainees to the Library to learn Microsoft Office, Excel, Powerpoint and more!

Visit the Charlotte Mecklenburg Library online to find books on making your business green. You can also find business articles in magazines and trade publications in ABI/INFORM.

Through its online business resource, the Charlotte Mecklenburg Library has compiled useful links to help with all of your market research needs, including economic conditions, industry research, demographics and marketing. Learn more about the services and resources offered by the Library! Access the resources here.

Real Estate Search

Before you sign the lease, use Reference USA to find competitors and SimplyMap to discover local demographics. Find these resources and more here!

The Charlotte Mecklenburg Library offers resources that will help you learn the fundamentals of grant seeking and grant making. Click here to access these resources and more.

With a Main Library Uptown and 19 branches conveniently located throughout Mecklenburg County, the Charlotte Mecklenburg Library strives to be a catalyst for community betterment. It’s a place where neighbors can share ideas and develop solutions to community challenges and where volunteers and donors are eager to contribute to a literate, informed community that is working and thriving. Find them online at www.cmlibrary.org.

Charlotte Works can help you get started with labor market information, assessment of hiring needs, recruitment assistance, on-the-job training grants and more.

For information on what’s happening in Charlotte’s workforce, look no farther than Charlotte Works. They’re your single source for any industry, occupational, demographic or economic data you might need. Instead of handing you a spreadsheet, they’ll provide the perspective and forecasts you need to help you make the most informed decisions about starting a business in Charlotte. Access your in-depth analysis here!

Charlotte Works offers training grants for skilled, new and incumbent workers, as well as soft-skills training for candidates and current employees, employer-focused workshops, and many more training opportunities for entrepreneurs like you. Learn more about the training opportunities Charlotte Works offers to help Charlotte businesses thrive.

Nonprofits need love, and Charlotte Works has plenty to give. Their programs and services are available to eligible nonprofit organizations. Take a look at a few of the services Charlotte Works can provide to your nonprofit.

When it’s time to expand or relocate your business, Charlotte Works will be there to provide real-time, sector-focused labor market information; grants to train or retrain your workforce; and collaboration with local, state and federal partners.

Charlotte Works oversees local NCWorks Career Centers that can assist with all of your hiring needs, including assessment, customized recruiting and pre-screening tools; technical assistance with the NCWorks Online statewide candidate database and job-posting site; veteran recruiting and more! Find the perfect hire with a tailored solution from Charlotte Works.

Did you know that Charlotte Works can help with training grants for workers of all stages and skillsets? Well, it’s true! Learn more about the training and recruiting programs offered by Charlotte Works.

Charlotte Works can provide the tools and hard data you need to help you make a better, more informed decision on the location of your business.

When it comes to selecting a site for your business, understanding the labor market is a crucial piece to the puzzle. With tools and data provided by Charlotte Works, you can make informed decisions when it comes to finding the perfect spot to set up shop.

With Charlotte Works, workforce development is economic development. Through partnerships with education, trade association, community and economic development leaders, this organization focuses on market-responsive resources to help guide entrepreneurs through the decision-making process. Learn more about how Charlotte Works helps to develop Charlotte’s economy one small business at a time by visiting them online at http://www.charlotteworks.com/.

The City of Charlotte is constantly striving to make Charlotte an even better place to live and work. For tools and information that will help you start your business, visit them online!

The information surrounding licensing and permitting can be overwhelming. The City of Charlotte makes things more manageable, with a portal of information on a variety of topics, including zoning, inspections, registering alarm systems, running a home-based business, operating a vehicle for hire and more. To learn more about the specific licensing and permitting requirements for your industry, click here.

Need a little more help? OpenCounter is a tool designed to guide entrepreneurs like you through the permitting process. Visit OpenCounter.com for everything you ever wanted to know about permitting a business in Charlotte!

Commercial and Personal Property

If you’re looking for information on the permits and licenses needed for commercial and personal property in Charlotte, who better to help than the City themselves!

Learn about zoning: When it comes to Charlotte’s zoning regulations, the City of Charlotte can connect you to the resources and people you need to get your questions answered!

Get a fire inspection: All new building, additions to existing buildings, renovations and upfits, and changes of use to an existing building require a fire inspection in Charlotte. Learn more about how the City of Charlotte can help make this happen, and request your inspection now!

Register an alarm system: In addition to a fire inspection, you’ll also need to register your alarm system with the City of Charlotte. Access the alarm permit application and more here.

Operate your business from home: Running a business from home? You’ll need a permit for that. Learn more from the City of Charlotte.

Get assistance for land development projects: Whether you’re a citizen, a developer, or a contractor, the City of Charlotte connects you to the information you need to start a land development project in Charlotte. Access the portal here!

Food, Beverage and Special Events

Charlotte has quickly become a fun, foodie destination for many entrepreneurs. If you’re trying to join the food and beverage industry, or if you’re hoping to host a special event, the City of Charlotte can connect you to the licensing and permitting resources you need. A few of these resources are listed below!

Get a permit for your mobile food cart: Food trucks are here to stay! If you’re hoping to join Charlotte’s thriving food truck community, make sure you have the right permits! Get information on this and more from the City of Charlotte.

Get your ABC permit: Serving alcohol? You’re going to need a permit for that! Businesses manufacturing, distributing, serving and/or selling alcoholic beverages are required to get an ABC permit. Don’t worry—the City of Charlotte can help!

Host a special event, parade, or festival: Charlotte is a great place to hold an event! Before you can officially host your event, make sure you have the right permits. Learn more about what you need and how to submit an application from the City of Charlotte.

Taxis, Uber, and Lyft

If you’re operating a vehicle for hire in Charlotte, there are specific things you need to know about licensing, inspection and operations. That includes you, Uber and Lyft drivers! Don’t fret, though. The City of Charlotte connects you to the resources you need to get your business up and running!

Vending in the City and Uptown

Hoping to sell items in Uptown Charlotte? The City of Charlotte can guide you to the required permits. Typically, there are two ways the City of Charlotte can help you sell items Uptown in the Congested Business District:

• Apply for the Tryon Street Mall Program. The Tryon Street Mall Program assigns permits to vendors for specific spaces. Apply for the Tryon Street Mall Program now, and take a moment to read the City of Charlotte’s Code of Ordinances, which describes the program in more detail!
• Apply directly with a sponsor. If you’re hoping to sell items at an approved event, festival or market, you can apply directly with the event’s sponsor. Contact the City of Charlotte for more information.

If you’re looking to sell items in the public right of way (streets and sidewalks) in the City of Charlotte, excluding uptown, you can get what’s called a Peddler’s License. Learn about this license and how to apply from the City of Charlotte!

Charlotte’s growing, and with the City of Charlotte, our business community is growing with it. Find the tools and information you need to grow your business successfully with the City of Charlotte!

The City of Charlotte is committed to increasing economic mobility. Project P.I.E.C.E. was established to assist participants with career-related training and guide them into career paths, including full-time employment, pre-apprenticeships and apprenticeships. Whether you’re a business or an applicant, you can learn more about Project P.I.E.C.E. here!

Calling all young, future entrepreneurs! The City of Charlotte offers the Mayor’s Youth Employment Program (MYEP) geared to help Charlotte’s youth prepare for future employment. These paid and unpaid internships generally last about eight (8) weeks and focus on leveraging relationships with businesses and the community. Learn more about the MYEP, or begin the application process!

As your business continues to grow, you might look for opportunities to connect with Charlotte’s various international communities and organizations. The City of Charlotte’s International Community Relations department offers resources to help entrepreneurs and individuals become better global citizens. Learn more about how you can find the world in Charlotte!

Zoning, building standards and land use issues can be very complex. For any questions you might have, the City of Charlotte offers a robust portal of answers to meet all of your zoning and rezoning needs.

Here are a few additional resources to help you get in the zone and select a site, with the City of Charlotte:

• Home-Based Business Brochure: If you’re operating a business from home, this brochure covers zoning, permits and more.
• Charlotte Zoning Ordinance: On this page, you can access the City of Charlotte’s Zoning Ordinance in easy-to-download guides.
• Virtual Charlotte: Using this tool, you can find property zoning, real estate tax values, voting districts, eligibility for financial incentive programs and much more.
• Charlotte Revitalization Areas: For entrepreneurs in specified redevelopment areas, the City of Charlotte offers matching grants to assist with paying the costs of improving their properties. Learn more about these opportunities and other redevelopment initiatives, and find out if you’re eligible!
• Open Counter: When it comes to permitting a business, OpenCounter is the best thing since sliced bread! This online tool will help you determine the permits you need, while also calculating permit requirements, fees and timelines for your project. Get started with OpenCounter!

Need a grant? The City of Charlotte can help with that! Their specialized grant programs are designed to help business owners with the costs of undertakings such as storefront renovations and environmental cleanup. For instance, the Business Investment Program (BIP) provides grants to companies based on the amount of property tax generated by private business investments. Additionally, Neighborhood Matching Grants are available to help local citizens improve their neighborhoods, making them better places to live, work, play and shop.

Local Lending Programs

Seeking a small business loan? The City of Charlotte offers Small Business Loan programs, administering financial assistance and helping starting businesses get off the ground and existing businesses improve their performance. Contact the City of Charlotte to learn more!


Here are a few of the loan programs offered by the City:

• Business Investment Grant (BIG): BIG identifies Investment Zones within the communities to help small businesses with creation, retention and expansion.
• Small Business Mobilization Loan: The Small Business Mobilization Loan is designed to assisted owners of certified Small Business Enterprises (SBEs) acquire short-term, low-rate financing.
• Charlotte Community Capital Fund: The Charlotte Community Capital is an innovative public/private fund established to help small businesses like you gain access to capital!

Lending a helping hand? If you’re a lender in Charlotte, the City offers a variety of tools and programs to make the process easier than ever:

• Charlotte Business Equity Loan Program: The City of Charlotte’s Business Equity Loan Program was designed to reduce a bank’s credit exposure, while improving borrower cash-flow. It also provides flexible repayment terms and an easy loan approval process to finance virtually any business purpose, including working capital and startup projects. Contact the City of Charlotte to learn more!
• Charlotte Facade and Security Grant Program: These two programs provide matching funds for storefront architectural renovations and security improvements to eligible commercial buildings in targeted areas. For lenders, these grant funds could be considered as a ‘source of repayment’ or ‘source of funds’ for the commercial property loan requests they’re considering. Contact the City of Charlotte to learn more about how these two loan programs can help lenders!
• Charlotte Brownfield Programs: Sites suspected of environmental contamination are called brownfield sites. Lenders considering loan requests for these sites should consider the City of Charlotte’s Brownfield Program as a source of repayment that can improve the underwriting ratios of the project. Contact the City of Charlotte for more information!
• Charlotte Community Capital Fund: The City of Charlotte’s Community Capital Fund provides lenders with a referral source for their business clients, while also helping business clients access the capital they need to start and grow a business. Contact the City of Charlotte to learn more about how the Community Capital Fund can help lenders retain client relationships!

The City of Charlotte offers a variety of opportunities for entrepreneurs like you to work with the City. Find local contracting opportunities with the City of Charlotte here!

Vendor Registration

If you want to do business with the City of Charlotte, you need to be registered as a Vendor. From there, the City of Charlotte will share your information, services and products with departments around the city. Ready to do business with the City? Register to be a Vendor now!

Charlotte a great place to live and work, and the City of Charlotte is committed to making it even better. Their Economic Development Department offers a variety of programs and services, making the City available to help entrepreneurs find the tools and resources they need so start and grow a successful business!

City Startup Labs teaches, coaches and advises individuals and teams on how bring an idea to market. Get the ball rolling by scheduling a meeting!

Is your business growing? City Startup Labs will run a workshop for your team, class or organization around growth-hacking your business. Schedule your workshop!

Perhaps the most critical piece to starting and running a successful enterprise is MINDSET. Contact City Startup Labs for coaching!

A great technology will go only so far without proper customer discovery. Get coaching on the process with City Startup Labs!

The CPCC Corporate Learning Center works one-on-one with businesses to develop and meet the training needs of your employees in the following areas: training and development, organization effectiveness and workplace learning. Learn more about group training today!

The Corporate Learning Center serves the learning and development needs of businesses and organizations in Charlotte. Their courses and programs are custom-designed to help your small business succeed. They’ll work one-on-one with your business to develop customized training and learning opportunities that best meet the learning needs of your employees. Learn more here!

Starting a business is hard, but the CPCC Small Business Center makes things a little bit easier. Take advantage of free small business webinars and seminars to build foundational skills; go from idea to execution with CPCC!

If you’re looking for something a little more personal, the Small Business Center also offers free one-on-one business counseling. CPCC Small Business Center counselors are available to evaluate your business plan and help you address specific concerns about your business. If you’re looking for an expert to help you navigate startup or growth challenges, or even if you just need a sounding board, you can register for free here.

It all starts with a plan! And when it comes to business planning, the Small Business Center offers courses and seminars to help you research and write a sure-to-succeed business plan. The best part? Many of these seminars are free! View their current schedule here.

Legal Structure

How to Choose Your Legal Structure: When it comes to the legal side of starting and running a business, the Small Business Center offers courses and seminars on a wide variety of topics, including how to choose your legal structure. View their current course schedule on their website!

Business Structures Comparison Chart: With this Business Structures Comparison Chart, you can quickly learn the advantages (and disadvantages!) of different business structures.

Taxes and Recordkeeping

Did you know that CPCC offers a series of classes devoted to your small business taxes? Learn about your tax responsibilities, recordkeeping and filing requirements and make filing tax reports easier than ever! View the current schedule here to reserve your seat.

CPCC’s Small Business Center offers training that targets the needs of small business owners. Training is delivered via:

• Free short seminars and webinars
• In-depth fee-based courses
• One-on-one business counseling
• Partner programs
• Annual events

Additionally, Central Piedmont Community College is a leader in workforce development and offers a wide variety of professional development programs through its Corporate and Continuing Education division.

Trademarks, Patents, Copyrights and Trade Secrets: Join the CPCC Small Business Center for their course on trademarks, patents, copyrights and trade secrets. Register now, and learn the steps you should take to protect your idea and stay out of infringement trouble!

New Product Idea – From Concept to Commercialization: You think that your new product or service will be a hit, but what will customers think? The CPCC Small Business Center offers a class called “New Product Idea: From Concept to Commercialization,” which is taught by invention expert Louis Foreman. In it, you’ll receive step-by-step instructions for designing, developing and protecting your new product idea, as well as everything you need to know when taking it to the marketplace. Click here for details and registration.

Should you start your own business from scratch or look into franchising? To help you weigh your options, CPCC’s Small Business Center offers a free workshop called “Startup vs. Franchise,” which is facilitated by a local franchise expert.

Whether you’re passionate about starting a nonprofit or are looking to enhance and develop your nonprofit management skills, CPCC’s Small Business Center has nonprofit training available to meet your needs. If you’re ready to execute and need advisement, register for business counseling, and let one of CPCC Small Business Center’s nonprofit experts help. Also, read their article on the “7 Steps to Starting Your Nonprofit Business in North Carolina” to learn more about what it takes.

CPCC’s Small Business Center offers one-on-one business counseling and professional development programs to help ease the growing pains of any business. Visit https://www.cpcc.edu/sbc to find the help you’ve been looking for!

For over 50 years, CPCC’s Corporate Learning Center has been driving individuals and the companies they work for to success. By working one-on-one with your business, they’ll help you build a custom program that meets the needs of your team. Learn more about group training today!

With workplace learning from CPCC’s Small Business Center, you can give your employees the skills and confidence they need now and for the future. Learn more about their co-ops, apprenticeships and internships here.

State Services

The CPCC Small Business Center offers customized programs for change management, succession planning and team building. Click here, and discover how they can help you build high-performing teams!

Central Piedmont Community College is a leader in global initiatives, host of the annual Global Summit, and its Small Business Center is one of five designated Small Business International Training Centers within the Small Business Center Network. The Small Business Center also offers a workshop on exporting, as well as links to helpful resources through its International Business Resource Directory.

If you’re trying to develop a strategy for going global, the CPCC Small Business Center offers a FREE workshop on exporting and what it takes to export and increase profitability. Register now!

Geek is chic! In addition to showcasing many of CPCC’s small business resources, the Geek Festival (TGF) is an exciting and eclectic annual celebration of the “geek” in all of us. This event is designed to educate the hearts and minds of our community by highlighting and celebrating the creative and exciting innovations of new technology, media and industries. Learn more here.

Transitioning ownership is challenging, but talking to an expert can help. The CPCC Small Business Center offers one-on-one counseling that will allow you to speak openly and confidentially, as you navigate your way through this next step. Learn more now!

Networking is critical for business owners, which is why CPCC’s Small Business Center offers special events providing local entrepreneurs a place and space to connect. Prior to attending these or other networking events, be sure to participate in their free workshop to help you develop networking skills. Register here!

To buy, or not to buy? That is the question, and the Small Business Center at CPCC can help you find the answer. Register for their free site selection seminar, and learn the basics of leasing and buying. To further help you with the process of site selection, the Small Business Center has provided factors to consider when selecting a location, as well as the pros and cons of leasing versus buying.

In addition to helping you develop a business plan with financial forecasts, the CPCC Small Business Center offers a variety of courses, seminars and workshops that cover everything from financing your small business to accounting with QuickBooks. Take a look at their current course offerings, and reserve your seat!

CPCC’s Small Business Center offers a free seminar that will give you an insider’s look into what it takes to win a contract, starting with responding to the Request for Proposal (RFP). In this course, you’ll see samples of successful submissions and learn how to better write and submit a proposal. Register now for “Responding to RFPs, RFQs, and ITBs”!

The CPCC Small Business Center offers a free seminar and webinar in partnership with the Women’s Business Center of North Carolina to provide an overview of Certifications available for local business. Browse their current course schedule here.

Other courses offered by CPCC’s Small Business Center include Government Contracting 101, Developing a Capability Statement and Doing Business with Mecklenburg County. Visit them online to register!

Learn about “Responding to RFPs, RFQs, and ITBs” with the CPCC Small Business Center. Reserve your seat now to find out what it takes to win a contract and successfully compete in the bidding process!

By becoming a member of the Latin American Chamber of Commerce of Charlotte (LACCC), entrepreneurs have access to the contacts, opportunities and tools they need to get started. Learn more about your membership options.

In addition to access to mentors, successful entrepreneurs and industry experts, LACCC members are also invited to attend classes offered in Spanish and/or English on “How to Start a Business” and “How to Design or Revise a Business Plan.” View upcoming events, and reserve your seat.

Business Builder Program: This Business Builder program was created to help 20 LACCC small business members succeed by providing them with the skills, tools and resources they need to grow their business. In addition to mentorships and access to contracts, this program enables members to more quickly achieve the goals within their business plan. Learn more about Business Builder and other LACCC programs!

Leadership Development Institute: The Leadership Development Institute facilitates and accelerates vertical mobility for Latino professionals in the U.S. by developing leadership, teambuilding, communication, decision making, problem solving and other necessary skills to help these entrepreneurs engage and integrate successfully into the workplace and the community.

Classes & Seminars: The LACCC hosts a variety of seminars, covering all aspects of owning, starting and growing a business in Charlotte. In these seminars, trainers feature member and guest speakers who cover a broad range of topics, such as how to start a business, certifications, marketing strategy, profitability, cash management, time management, community engagement and more. Register to attend the next LACCC seminar!

The LACCC is committed to giving growing businesses the support they need! Through guided programs, networking events, and mentoring opportunities, the LACCC might just be the resource your business needs to take it to the next step!

LACCC members have access to a variety of opportunities to connect with mentors and large corporations; this includes meetings for supplier diversity opportunities, mentor-mentee mixers, expos and job fairs. Additionally, small or startup businesses can be matched with larger businesses for a more personalized mentoring experience. Join the LACCC for the chance to network, share ideas and learn from fellow entrepreneurs!

One of the many ways the LACCC supports new and existing Latin American businesses is by providing networking opportunities for Latin and non-Latin American businesses and organizations. Join the LACCC at their next networking event:

LACCC TAPAS: TAPAS in an LACCC evening networking event in which attendees have the opportunity to network and make connections with other small business owners, job seekers and representatives from large corporations. RSVP for the next TAPAS event!

LACCC Lunch Meetings: Join the LACCC for their monthly lunch meetings, where you’ll hear from local leaders in various industries, discuss economic impact, and meet and connect with other business professionals. Join the LACCC for lunch!

LACCC Seminars: At LACCC seminars, attendees enjoy learning new things and networking with other attendees. They’ll also gain key insights from field experts who can be a source of support in the future. Register to attend the next seminar!

You’ve come up with the perfect name for your business; now you just need to register it. Contact the Register of Deeds and learn more about an Assumed Name Certificate in Mecklenburg County.

Tax Information

When it comes to taxes, Mecklenburg County is here to make sure all of your questions are answered. For instance, did you know that the Privilege License Tax was repealed in North Carolina in 2015? Mecklenburg County knows everything there is to know about taxes in Charlotte; visit them today!

Commercial and Personal Property

Certain licenses and permits are required to own commercial and personal property in Charlotte, and Mecklenburg County can guide you through the process.

• Business Personal Property: Business personal property refers to all the personal property, income producing property, supplies and leasehold improvements owned by a business or used by an individual for income purposes. Make sure your property is listed with the County Assessor’s Office!
• Commercial Property Services: The County offers a variety of commercial property services, including information about the Commercial Technical Assistance Center, as well as the County Fire Marshal’s Office. Contact them today to learn more!

Food, Beverage and Special Events

If you’re thinking about opening a food and beverage business, or if you’re hoping to host a special event in Mecklenburg, the County is here to help you take care of business! From information about the Prepared Food and Beverage Tax to obtaining your Beer and Wine License, visit Mecklenburg County online to learn more!

Childcare Permits

If you’re hoping to open a daycare in Charlotte, there are some things you need to know before you can start. Start by making sure that you’ve provided the proper forms and applications, and make sure to schedule an inspection with Mecklenburg County. Visit Mecklenburg County online for more information!

Mecklenburg County is helping growing businesses by giving them the tools they need to grow successfully. If you’re looking for information on growing your business, find out how the County can help!

It’s time to green your business! And with Mecklenburg County’s Business Recycling Resource Center, you can find out how to start a business recycling program in Charlotte. You can make a difference!

You know what your business is, but where should it go? With Mecklenburg County’s Property Ownership and Land Records Information System (POLARIS), entrepreneurs can search properties by parcel or address to obtain ownership, sales and tax information. Also, check out Site One, a mapping system that allows you to find vacant land and leasable building space!

Zoning

When it comes to zoning in Charlotte, there are several factors to consider. From air quality to code enforcement, Mecklenburg County has the information you need. If you’re a business owner in Mecklenburg County, but outside of Charlotte, contact the Land Use and Environmental Services Agency. And if you’re in Charlotte, contact Charlotte’s Land Development for projects requiring site improvement.

Opportunity comes to those who are prepared! Find current contracting opportunities offered by Mecklenburg County at the North Carolina Interactive Purchasing System (NC IPS) website. View all bids here!

NBMBAA Charlotte hosts several seminars and learning circles throughout the year that support the small business community in the starting, growing and thriving phases.

Visit nbmbaacharlotte.org to register for upcoming events or to become a member today!

The Charlotte Chapter of the NBMBAA is a professional development organization serving the Charlotte community at large. The organization leads in the creation of educational opportunities through the development of innovative programs that stimulate intellectual and economic growth. Their programming focuses on:

• Business acumen development
• Leadership development
• Financial literacy
• Business and social issues impacting the Charlotte community
• Mentorship: Small Business Learning Circle

They host, on average, three events per month. Visit nbmbaacharlotte.org to register for upcoming events or to become a member today!

NBMBAA Charlotte believes that effectively expanding your network begins with relationship building! It goes beyond systematically handing out business cards. They understand that people do business with people that they know and trust. NBMBAA Charlotte hosts several networking events throughout the year that foster relationship building to include their Annual Signature Networking Event, as well as monthly Meetups.

Visit nbmbaacharlotte.org to register for upcoming events or to become a member today! Join the National Black MBA Association Charlotte Meetup Group on Meetup.com.

Calling all women entrepreneurs! NAWBO Charlotte helps women in the Charlotte region move their businesses forward by sharing resources and providing training, education and networking opportunities.

Additionally, the National NAWBO organization offers access to regional and national educational and networking seminars, a voice in public policy creation at a national level, and discounts from national corporate partners. Join NAWBO and learn more about the benefits of becoming a member.

NAWBO Charlotte hosts monthly association meetings and workshops for women business owners in Charlotte. In addition to providing valuable information about starting a business, these events are also great opportunities for networking and connecting with other women-owned businesses! View their upcoming events, and register to attend.

If you’re a woman entrepreneur and are ready to take the next step in growing your business, NAWBO is the only member-based organization designed to serve, support and strengthen women entrepreneurs in Charlotte. Learn more about the benefits of becoming a member of NAWBO Charlotte!

There’s a lot to learn about growing your business in Charlotte! By becoming a member of NAWBO, women-owned businesses have access to monthly meetings and workshops that cover a variety of topics beneficial to entrepreneurs. For more information and to join, click here!

It’s time to take your business to the next level. If you’re a woman-owned business and are trying to reach a larger market, join NAWBO Charlotte for access to learning and networking opportunities, monthly meetings and workshops. Get more information and join here!

Each year NAWBO Charlotte honors two women business owners with the prestigious Rising Star and Woman Business Owner of the Year Award at the Annual Gala. Are you the next winner? Find out how to enter here!.

Business Associations

NAWBO proudly fuels the success of its members through education, networking and support programs. Some of their programs include:

• Monthly Meetings: informative speakers cover a variety of topics important to women business owners, with opportunities to network and share best practices with other business owners.
• Masterminds Groups: small groups of 6-8 members that can act as a Board of Advisors, mentors, or a sounding board.
• Monthly Expansion Group: Meetings outside of Center City offer opportunities to network with fellow members and visitors, and learn from informative speakers.
• Lunch ‘n Learn Workshops: Offer small-group education by our Corporate Partners.

Click here to reserve your seat at the next event!

By supporting women entrepreneurs economically, socially and politically, NAWBO Charlotte provides resources to help strengthen the wealth of local businesses and promote economic development within our community. Learn more about how NAWBO supports and propels women-owned businesses!

Looking for mentorship and advice on how to grow your startup? Queen City Forward provides programs that offer support and coaching through one-on-one interactions. They also support social impact and civic organizations by connecting them to people and resources in the community. Learn more about how Queen City Forward can help you!

As you grow your social venture, it is important to connect with other social entrepreneurs, as well as with programs and initiatives that support social innovation. Queen City Forward can help. Visit their website to learn more!

Queen City Forward is a non-profit organization that purposefully encourages, enables and scales high-impact social ventures and socially driven entrepreneurs. Learn more about Queen City Forward!

What’s the game plan? Charlotte SCORE offers resources to help you create your business plan, including a workbook that highlights the simple steps for starting your business. Visit their website to learn more, or call SCORE Charlotte directly at 704-344-6576.

Create your business plan

Certified SCORE Mentors can help you develop your plan and offer expert advice for starting your business. The best part? It’s all free and confidential. Find the right mentor for you! For more information, register for the Charlotte SCORE course on startup basics, which covers the basics of starting and planning for a small business.

Charlotte SCORE offers a variety of educational resources including mentoring, online workshops and local workshops that can help you start and develop your business. Register to take a workshop, or find a mentor that’s right for you!

SCORE Charlotte helps growing businesses in a variety of ways. In particular, their free, confidential one-on-one mentoring is available for business owners to speak directly to successful entrepreneurs about the greatest challenges of growing a business.

When you’re opening your business to new markets, reaching new customers and achieving new goals, sometimes it helps to talk to someone who has been there, done that. With a Certified SCORE Mentor, you can talk one-on-one to highly successful and experienced business professionals and entrepreneurs. For free and confidential advice, find a mentor here!

Most businesses reach a normal stage in their lifecycle in which the owners think about exiting, and having an exit strategy is important. The Charlotte SCORE Chapter offers services to help make the transition easier. Start by calling them today at (704) 344-6576 to make an appointment for a face-to-face session with a Certified SCORE Mentor.

When it comes to financing, sometimes it helps to speak to an expert. Charlotte SCORE provides free and confidential small business advice for entrepreneurs and small businesses. Learn more about Certified SCORE Mentors, or to make an appointment, call (704)-344-6576.

Self-Help’s Green Lending Program has financed a wide range of green projects and businesses. Check out their Go Green Fact Sheet, or contact them to learn more about getting a solar or energy-efficiency loan through Self-Help.

Self-Help Credit Union owns and manages 20 commercial properties in North Carolina and Washington D.C. They lease office and retail space, providing affordable options for new and established businesses, nonprofits, restaurants and professionals. Check out their current properties for lease!

With more than 30 years of lending experience, Self-Help Credit Union will work with your business or nonprofit to make the loan process as smooth and easy as possible. Learn more about Self-Help and how to qualify for their Small Business Loans, get an application, or call 1-800-966-7353, ext. 5.

Additionally, the Self-Help Credit Union offers savings and money market accounts that allow entrepreneurs to park their reserves in a socially-responsible money market. Learn more about how you can earn dividends while you save with Self-Help!

Self-Help Credit Union is certified by the U.S. Small Business Administration to offer SBA 504 loans. Learn more and apply here!

Self-Help Credit Union works with qualified service providers, including residential contractors, property management sub-contractors, architects and engineers. If you are a contractor, click here for more information or to get on their vendor list!

What does it take to start a business in North Carolina? With SBTDC’s Business Start-Up Resource Guide (pdf), you can take the first steps to planning your business, assessing yourself as a business owner, determining feasibility and much, much more. Access the PDF here!

Get tips for writing a successful business plan through online training with SBTDC. Learn more here!

Legal Structure

From taxes to insurance, SBTDC has created a startup guide that includes information on starting a business, including the legal considerations and requirements. Access the PDF now!

Counseling and Training

Are you ready to start a business? Find out with online training from SBTDC!

For confidential business development services, you can work one-on-one with a professional business counselor from the SBTDC. These professional business counselors will work with you to identify problems, evaluate options and make recommendations. Request counseling from SBTDC!

You have an invention; what’s next? The SBTDC’s Intellectual Property Guide helps small businesses and inventors develop their inventions and maintain intellectual property rights. Get your questions answered here!

The SBTDC understands the challenges facing growing businesses. With products and services designed to maximize the success of your company, the SBTDC is here to help you grow and succeed!

Experts in entrepreneurship, the SBTDC is passionate about small business owners. Through confidential counseling, they’ll look internally at your business, revise your business plan and projections, develop strategies for increasing sales, and much more. Request counseling here!

Did you know that the SBTDC is North Carolina’s City-State Partner with the US Export-Import Bank? Their International Business Development Specialists are all highly trained, Certified Global Business Professionals with extensive experience in international business development. Find out how the SBTDC can help you achieve success with exporting!

Are you an investor-ready entrepreneur? The SBTDC’s “Becoming an Investor Ready Entrepreneur Program” is designed to educate and prepare growth-oriented entrepreneurs to successfully engage with private equity investors. This program was developed with direct input from experienced entrepreneurs, angel investors, angel networks/fund executives and venture capitalists; it provides an insider’s look into the world of equity funding. Learn more here!

Whether you’re selling your business, developing your succession plan, or closing, the SBTDC can help you develop an exit strategy that’s right for you. If you’re transitioning ownership, find out how the SBTDC can help you through the process!

The SBTDC has created an online training module that describes potential funding options, including family and friends, angel investors, loans, specialized grants, and local sources. In this module, you’ll learn about the types of things each funding source looks for when financing individuals and businesses. Access the online training module!

If you’re unfamiliar with the steps of financing a business, the SBTDC offers an online training portal that includes a module on the potential funding options available for your business. Access this module and more here!

The SBTDC offers free contracting assistance for your business with help from a Procurement Counselor (PTAC). Contact the Charlotte SBTDC office to make an appointment today!

Before you can qualify for a bond, you need to take a hard look at your internal operations, business plan, financial position and reports. Seeking professional advice can help you better position your business for success in qualifying for a bond, and the SBTDC provides one-on-one business counseling services to help you assess your readiness. Learn more and request a counselor!

Work with the SBTDC’s Procurement Technical Assistance Center (PTAC). These counselors are experienced with government procurement processes and can provide assistance and advice to help you submit responsive and responsible bids. Contact them here!

Starting a business is emotional; it’s exciting and challenging and surreal, all at the same time. The SBA’s Starting a Business Toolkit offers resources to help you learn what it takes to start a business. Not sure if you’re quite ready to take the leap? The SBA also offers a Small Business Readiness Assessment Guide to help you better understand how prepared you really are to start your business.

Create Your Business Plan

Through a step-by-step process, the SBA has a tool that will guide you through writing a business plan at your own pace. Create an account, and take the first step to having a great plan!

Employer Responsibilities

Ready to hire employees? The SBA can guide you through the process, as well as the laws surrounding employment. Grow your team with the SBA!

Insurance

There’s no doubt about it — starting a business is an investment. With the SBA, you can learn why having business insurance is important, tips for buying insurance, types of business insurance, and much more. Access business insurance information from the SBA!

Taxes and Recordkeeping

No matter what, taxes can be tricky, but this is especially true for small business owners. The SBA has tools to help you find out if your business needs a tax ID, as well as what the benefits and requirements are. Learn more about small business taxes from the SBA!

Virtually every business needs some sort of license or permit to operate legally. On their website, the SBA lists everything you need to know about the federal, state and local permits, licenses and registrations you’ll need to run a business. Find out which licenses and permits you’ll need to get started!

From online training resources to the opportunity to discuss, the SBA offers tools that allow you to share and gain insight from fellow business owners, as well as industry and government experts. Check out their small business assistance and training resources!

If you have a great idea, logo, business name or invention, you need to protect it. With the SBA’s guide to intellectual property law, you can access information to help you better understand patents, trademarks, copyrights and trade secrets. Access it here!

Franchising is a great alternative for entrepreneurs who want to be their own boss, but aren’t ready to start their own business from scratch. The SBA has compiled a list of resources to provide helpful advice on buying and evaluating a franchise, including an online training module featuring franchising basics.

Are you ready to expand your business? Planning and preparing for new challenges is a crucial step in the process. Find out from the SBA how you can successfully grow your company.

Financial Programs and Incentives

Is your business focused on renewable energy or sustainability? With the SBA, you can obtain information on the contracts, grants and partnerships you’ll need to go green. Find opportunities for green businesses, like you!

The SBA also offers resources to help you find the money you need to pay for energy efficient upgrades to your facilities, environment-related projects and improvements, and financial incentives that can save you money. For more information about environmental grants, loans and incentives, visit the SBA online!

Tools to Green Your Business

With the SBA’s Green Business Guide, entrepreneurs like you can access information on creating a greener workplace, including the steps you need to take to become energy efficient, how to be compliant with environmental regulations, and more. Check it out!

Export Assistance, Research & Statistics

When it comes to taking your business global, the SBA can help. Through counseling, training and financing, the SBA offers a variety of resources that support small businesses with exporting opportunities. Get the information you need on exporting from the SBA! And be sure to read their article on the six steps to help you begin exporting.

Export Financing

If you’re an entrepreneur hoping to develop or expand your exporting activities, you know how crucial financing can be. The SBA makes it easier than ever for entrepreneurs to access a number of loan programs specifically designed for exporting. Learn more about the SBA’S export loan programs!

Are you leaving your business, retiring, or handing your business to a relative? Whatever the reason, the SBA has tips to help you close down your business, the right way!

Most businesses choose a location based on its exposure to their customers, but there are other, less obvious factors that need to be taken into consideration. Here are the SBA’s tips for choosing your business location!

The SBA also offers tips for leasing commercial space, featuring expenses, maintenance and repair, and negotiation.

Angels and Equity Investors

The Small Business Investment Company (SBIC) Program works with private investment funds to provide growth capital to U.S. small businesses, and the SBA gives you a full directory of current SBIC Licensees in our state! To view the SBA’s list of SBIC firms in North Carolina, click here.

State and Federal Programs

• SBA Loan Programs: The U.S. Small Business Administration (SBA) assists small business owners with starting and expanding their businesses by helping them get loans through private banks and financial institutions. The SBA offers a number of low-interest loan programs for business owners who may be having difficulty getting traditional bank loans. Learn more about SBA loan programs!
• Small Business Innovation Research Program (SBIR): If you’re seeking to commercialize innovative biomedical technologies, SBIR is a program that helps entrepreneurs participate in federal research, develop life-saving technologies and create jobs. Learn more about SBIR. Two additional sites that the SBA recommends checking out are Zyn and SBIR.gov!
• Small Business Technology Transfer Program (STTR): Like SBIR, STTR is another highly competitive program for entrepreneurs seeking to commercialize innovative technologies; one of the major differences between the two is the fact that STTR requires that small businesses formally collaborate with a research institution. Learn more about the SBA and STTR!
• Environmental Grants, Loans and Incentives: The SBA makes it easier to find money to pay for energy efficient upgrades to your facilities, environment-related projects and improvements, and financial incentives that can save you money, such as tax credits, tax deductions, sales tax exemptions, property tax exemptions and rebates. Learn more about how the SBA can help you find the financing you need to go green!
• SBA LINC: LINC is an online referral tool to link small business borrowers with participating SBA Lenders. Prospective borrowers complete a short online questionnaire, and the responses to that questionnaire are then forwarded to participating SBA Lenders that operate within the small business’ county. If lenders are interested in the referral, the lender and the prospective borrower’s contact information will be exchanged. Learn more about how the LINC program can link you to financing!

Grants

Before you seek financial assistance, you should thoroughly assess your current financial situation. The SBA has put together a resource to help. Access it here!

When it comes to financing, do you know what you need? Assess your current situation here.

SBA’s 504 Loan Program is a financing program known for providing small businesses with long-term, fixed rate financing. 504 Lenders in Charlotte include BEFCOR, Carolina Business Capital and Self-Help. Learn more about SBA loan programs here!

The SBA helps small businesses find contracting opportunities, register their businesses, apply for HUBZone status and much more. Get the contracting resources you need through the SBA.

• 8(a) Business Development Program: The SBA offers the 8(a) Certification, a program designed to help socially and economically disadvantaged small businesses effectively compete in the marketplace and gain access to federal and private procurement markets. Under this program, entrepreneurs receive business development support, such as one-on-one advice and coaching services. Find out if the SBA’s 8(a) Business Development Program is right for you!
• Women-Owned Small Business Certification: The Women-Owned Small Business (WOSB) federal contract program strives to provide equal access to federal contracting opportunities for women business owners. WOSBs can choose to self-certify their business or be certified by an SBA-approved third-party certifier. Here’s what you need to know if you’re a woman-owned business seeking contracting!
• Veteran-Owned and Service-Disabled Veteran-Owned Certification: The Vets First Verification Program ensures that set-aside funds are awarded to legitimate firms owned and controlled by Veterans and Service-Disabled Veterans. Learn more and start verification here!
• HUBZone Program: The Historically Underutilized Business Zones (HUBZone) program helps small businesses in urban and rural communities gain preferential access to federal procurement opportunities. Visit SBA online to find out if you’re eligible for the HUBZone program!

Private Sector

Supplier Connection is an initiative to grow small or diverse businesses and create jobs in the United States. It allows small business owners like you to connect and collaborate with Fortune 500 corporations, mid-market firms and other enterprises. Find out how the Supplier Connection can help you!

The SBA Surety Bond Guarantee Program encourages surety companies to bond small businesses who are having difficulty obtaining bonding on their own. Learn more about surety bonds and how the SBA can help you obtain one!

Hiring is a major part of starting a business, and The Employers Association provides a wide range of human resources services. From compliance advice to sample policies, The Employers Association serves as a resource and sounding board for entrepreneurs seeking HR support.

HR rules and regulations are ever changing and can be complicated, and at The Employers Association, they stay on top of all things HR. They provide answers, connecting entrepreneurs to the resources they need to handle employees and create a great place to work. Learn more about the HR services provided by The Employers Association. Members also have access to the HR Advice Line, an unlimited telephone consulting service to help members solve human resource problems.

Interested in HR training courses that are useful in today’s working environment? The Employers Association provides a full range of human resources training and more than 130 different classes covering everything you need to know about human resources. Learn more about the benefits of membership by visiting their website!

Your business is growing, which means your team is growing with it. The Employers Association is available to answer your human resources questions and connect you to resources that will help your business grow.

Whether you’re growing or downsizing, understanding HR compliance is crucial. With The Employers Association, members can access resources and information to ensure that their business is compliant with HR regulations. Learn more about the benefits of becoming a member of The Employers Association!

One-On-One Business Advising

Have a specific question about HR challenges or compliance? Members of The Employers Association have unlimited access to the HR Advice Line, a consulting service that provides advice, answers questions and helps members solve HR problems. And for members who would prefer to get answers online, The Employers Association also offers HRAnswersNow, a free online research tool. Join today for trusted HR advice, tools and training!

The J. Murrey Atkins Library at UNC Charlotte has a Patent and Trademark Resource Center to give entrepreneurs and investors the assistance they need with their patent and trademark search and application process. Work with the highly trained staff at Atkins Library, and start the patent and trademark process now! You may also contact their Patent and Trademark Representative, Beth Scarborough, directly at 704-687-0496 or email her at Beth.Scarborough@uncc.edu.

If you’ve got an innovation that could serve national and global markets, it’s important to undergo customer discovery and validations before you create your business plan. Ventureprise Launch, supported by NC IDEA, is a cohort-based, selective initiative that guides entrepreneurs through customer discovery and business model generation. Learn more to determine if this is right you!

If you’re a UNC Charlotte entrepreneurial student or faculty member with a big idea, be sure to check out the National Science Foundation (NSF) I-Corps Site Program at UNC Charlotte which is operated by Ventureprise, as well as the Ventureprise Launch program. Both of these programs support UNC Charlotte’s students and faculty members by guiding their ideas through the commercialization process. Learn more about commercializing your technology with Ventureprise!

NSF I-Corps Site Program – Do you have a big product idea, but not sure how to get a prototype? Check in with the National Science Foundation (NSF) I-Corps Site program at UNC Charlotte, which is operated by Venturprise. This program guides researchers through customer discovery and business model creation to bring promising inventions to the market. This is a selective program open is to UNC Charlotte and area college/university faculty, student researchers and select researchers. Learn more about this program, and if it is right for you.


49er Foundry Student Business Incubator – Calling all UNC studentprenuers! The 49er Foundry Student Business Incubator supports new ventures launch by eligible UNC Charlotte students through coaching, connections, and co-working space in the University’s PORTAL building. If you’re UNC Charlotte student and are interested in applying, click here!


Ventureprise Launch Program – Have a technology concept that you think could make it through the commercialization process? The Ventureprise Launch program is designed to assess opportunities and help innovators through commercialization. A bootcamp for innovators, this program will challenge participants at every turn. Find out if you’re eligible and request an application!

Business owners seeking to leverage university resources can consider locating in the PORTAL Innovation Center operated by the Charlotte Research Institute. To learn more, contact them via phone at 704 687-5690 or visit them online.

For women entrepreneurs developing their business plan, the Women’s Business Center of Charlotte is available to review and offer feedback on written business plans. Learn more and schedule your one-on-one appointment now!


Counseling and Training

The Women’s Business Center of Charlotte offers one-on-one business counseling to help women entrepreneurs start their businesses. They also host seminars and classes focused on a variety of key business topics, such as marketing, finance, certification and more. Visit them online to learn more about their programs and training opportunities!

The Women’s Business Center offers a wealth of training and seminars across the State of North Carolina, often partnering with other business resource providers to help deliver impactful messages and expert information. For more information, visit the Women’s Business Center online, or visit our calendar to see if they’re hosting any upcoming events.

If you’re an entrepreneur facing a challenge, you know how important talking to an expert can be. This is why the Women’s Business Center of Charlotte provides personalized, one-on-one counseling to women-owned businesses. Schedule your first session now!

Did you know that the Women’s Business Center is a Certified Global Business Professional? For assistance with documentation, legal and regulatory compliance, intercultural awareness and technology resources, get the information you need on global trade from the Women’s Business Center.

Hey, women-owned businesses! The Women’s Business Center of Charlotte offers networking opportunities to help you find mutual support, access to resources and business referrals. Visit them online, or check out our calendar to view their upcoming events.

The Women’s Business Center of Charlotte offers support for women entrepreneurs in a variety of ways, including loan package preparation assistance and lender referrals. Learn more about how the Women’s Business Center can help you through the financing process and more!

Through their relationships with banks and credit unions, the Women’s Business Center of North Carolina assists clients with access to capital and loan packaging. They also stay abreast of non-traditional funding sources and community loan programs to help these women-owned businesses get the financing they need. Visit them online to learn more!

The Women’s Business Center of North Carolina helps women-owned businesses with government contracting by offering technical, hands-on assistance for certifications and bidding opportunities. Here are a few of the other ways the Women’s Business Center of North Carolina can help you navigate through contracts:

• They are partnered with the Small Business Administration (SBA), Historically Underutilized Businesses (HUB) Program, North Carolina Military Business Center (NCMBC), Women’s Business Enterprise National Council (WBENC), Carolinas-Virginia Minority Supplier Development Council (CVMSDC) and other certifying agencies and certification assistance programs to help their clients succeed.
• They support, attend and exhibit at procurement events such as Marketplace, a reverse trade show for businesses.
• They perform business matchmaking with government agencies such as the State HUB office and other state, federal and local coordinators.
• They provide opportunity referrals for private industries and governments.

Contact the Women’s Business Center of North Carolina; connect with the individuals and resources you need to learn everything you ever wanted to know about contracting in Charlotte.