Growing businesses often need capital! The SBA 504 program offered by BEFCOR can finance real estate, machinery and equipment to help companies increase revenue, productivity, employees and profit. Contact BEFCOR for more details!

Finding the right land or building for your business can be a monumental decision – finding the best financing can be equally important and challenging. In some cases, where a business chooses to locate is dependent on the cost of financing and the amount of down payment. When you decide where your business will be located, BEFCOR can help with the financing.

As an SBA-licensed non-profit lender, BEFCOR offers SBA 504 loans to emerging and expanding businesses in North Carolina. SBA 504 financing is the perfect solution for businesses seeking low down payment, low fixed interest rate, and a longer payback. These loans are tailored to the needs of growing companies. If you have a business in North Carolina, contact BEFCOR for details about SBA 504 loans

Start the loan process with BEFCOR!

Whether your business needs an office building, a retail space, or a warehouse, an SBA 504 Loan through BEFCOR can enable you to own instead of lease. Business owners are often surprised to learn that purchasing space can be more economical than leasing – especially when you benefit from SBA 504 financing. While they do not help you select your site, they can help you evaluate the benefits of SBA 504 financing. They will also be a resource for you as you navigate the application and financing process. Start your loan with BEFCOR now!

BEFCOR provides streamlined service between their clients and lenders, with a focus on building relationships and creating community success stories. With an SBA 504 loan through BEFCOR, entrepreneurs can get up to 90% financing for owner-occupied commercial real estate space. Learn more about their loan process here.

Buying an existing building or constructing a new one can pave the way for a small business to grow. The terms of a business’ loans can impact cash flow, funds for additional growth, ability to buy equipment, and whether new employees can be hired. With an SBA 504 loan through BEFCOR, entrepreneurs can receive up to 90% financing at very attractive rates and terms for owner-occupied commercial real estate. SBA financing works in conjunction with bank or private lender loans to help small businesses buy real estate. The program is perfect whether the business is purchasing, constructing, renovating, or expanding a building. Up to 90% financing is available for 20 years at low fixed interest rates.

BEFCOR brings a team approach to assisting small businesses in applying for SBA 504 loans. Their loan applicants benefit from our streamlined processes and individual attention, and their experienced staff will help with you throughout the process. Learn more about BEFCOR now!

Carolina Business Capital finances small business enterprises with the SBA 504 Loan, a loan that gives business owners like you the resources you need to finance real estate and fixed assets. To start the SBA 504 Loan process with Carolina Business Capital, click here. And be sure to check out their SBA Loan Application Checklist.

Carolina Business Capital provides business owners with an affordable way to purchase or expand their business facilities with the SBA 504 Loan. In addition to their established relationships with local and national banks, they have over 130 years of combined experience in SBA 504 lending, commercial lending and small business management. Learn more about how Carolina Business Capital helps lenders by visiting them online at http://www.cbc504.com/.

Carolina Small Business Development Fund is a statewide nonprofit and Community Development Financial Institution (CDFI). We are an approved lender for the US Small Business Administration (SBA), US Department of Agriculture Farm Service Agency (USDA/FSA) & US Department of Transportation (USDOT) Guarantee Loan Programs. We lend to start-ups and existing businesses across the state, with emphasis on businesses that have difficulty accessing financing through traditional lending sources. Special financing options are also available for veteran-owned businesses.

For more information on our loan products, please visit https://carolinasmallbusiness.org/loans

Carolina Small Business offers training, coaching and other services to help small businesses succeed in the long term. We work with community partners to provide regular workshops for entrepreneurs across the state. These workshops cover a range of topics including: financial management, business planning, access to capital and more.

For more information about our workshops and events, please visit https://carolinasmallbusiness.org/events/

The Western Women’s Business Center, is committed to helping start-up and existing women-owned businesses through providing technical assistance they need to succeed and achieve their business dreams. The WWBC is essential in providing financial education to women entrepreneurs in four ways:

• One-on-one assistance
• In-depth business coaching and counseling
• Educational opportunities
• Access to capital

By providing a full range of services, the WWBC meets the needs of women entrepreneurs facing challenges in accessing capital and resources to establish a successful business. From drafting a business plan to implementing and marketing your business, the WWBC helps women entrepreneurs to achieve their business dreams.

For more information: https://carolinasmallbusiness.org/initiatives/western-womens-business-center/

Carolina Small Business hosts yearly events dedicated to helping the small business community and fostering economic development in the state of North Carolina. Some of these events include the Small Business Week Awards luncheon held on small business week, with a purpose to honor small businesses in the state.

For more information about our events, please visit: https://carolinasmallbusiness.org/events/

Carolina Small Business provides tailored and specialized technical assistance to meet their particular needs. This service is also provided through workshops that provide training on a variety of topics. We believe is it critical not only to provide financing to small businesses, but to also help them increase their business skills to help their ventures grow and thrive.

For more information, please visit https://www.carolinasmallbusiness.com/services

Carolina Small Business offers services that go far beyond your loan—a variety of specialized programs and services to help small businesses thrive in their communities. Our goal is to help grow sustainable businesses that will make a significant economic impact in our communities. From brainstorming a business idea to applying for a loan, we are there every step of the way to help you and your business succeed.

We offer one-on-one assistance and business coaching, tools and templates and educational opportunities.

For more information on our business services and resources, please visit https://carolinasmallbusiness.org/services/

As job creators and generators of local economic development, small businesses are the economic engines of communities across the state. Very small businesses account for 87 percent of employers in the state, and have seen job growth even through this tough economy. The workers they employ spend on goods and services locally, save for the future, and pay taxes that generate revenue to support our publicly funded programs and services.

Carolina Small Business Development Fund has stepped in to help fill the lending gap left by major banks that have tighten lending criteria and pulled out of many underserved communities across the state. Launched in 2010, our direct small business lending program has invested $32.7 million that has funded 458 small business loans and created or retained 1,018 jobs in communities throughout North Carolina.

For more information about our economic development efforts, please visit https://carolinasmallbusiness.org/impact/

CVMSDC offers certification services to help Charlotte’s Minority Business Enterprises (MBEs) grow and succeed. To become a Certified MBE, or to see if you qualify, visit http://cvmsdc.org/.

Charlotte Business INClusion is a program focused on financial spend, customer service, internal operational efficiency, organizational capacity and community economic impact, and they seek to enhance competition and participation of MWSBEs in City contracting. Begin your MWSBE certification now, or browse the current contracting opportunities available in Charlotte!

Vendor Registration

The City of Charlotte’s CBI Program encourages MWSBE’s participation in City contracting, promotes Charlotte Regional Area small business participation and opens the door to greater prospects and competition among certified MWSBE firms. Register as a vendor here!

Charlotte has been perceived as a banking town for many years. While it is true that Charlotte is the nation’s second-largest banking center, finance is not the largest industry or employment sector. This industry diversification along with a world-ranked international airport, low cost of doing business and superior quality of life lead companies to move and expand here.

• Demographics
• Economic Profile

Charlotte Chamber’s Research Team tracks the economic and demographic trends that affect your business and the broader Charlotte economy.

The Charlotte Chamber hosts events and seminars for members and non-members alike.  Connect with the Chamber for business-to-business networking opportunities, training & development, site selection assistance and much more. Chamber members are eligible to participate in Power Up Challenge for a chance to win $25,000.

The Charlotte Chamber of Commerce Economic Development staff provides business relocation and expansion services and can assist with overcoming issues that challenge your business in Charlotte.

Real Estate Search

Xceligent Real Estate Search: With a few simple clicks find office, industrial and retail property for sale or lease in Mecklenburg County.

Site One: With a few simple clicks find vacant land and leasable buildings, conduct market analysis and much more.

Charlotte’s Economy & Demographics

• Demographics
• Economic Profile

From speed networking to business-to-business opportunities, the Charlotte Chamber of Commerce offers its members incredible networking opportunities every month.

The Charlotte Chamber hosts events and seminars for members and non-members alike.  Connect with the Chamber for business-to-business networking opportunities, training & development, site selection assistance and much more. Chamber members are eligible to participate in Power Up Challenge for a chance to win $25,000.

Visit the Charlotte Chamber of Commerce Workforce Overview for area wage & salary surveys and more.

From speed networking to business-to-business opportunities, the Charlotte Chamber of Commerce offers its members incredible networking opportunities every month.

The Charlotte Chamber hosts events and seminars for members and non-members alike.  Connect with the Chamber for business-to-business networking opportunities, training & development, site selection assistance and much more. Chamber members are eligible to participate in Power Up Challenge for a chance to win $25,000.

The Charlotte Chamber of Commerce Economic Development staff provides business relocation and expansion services and can assist with overcoming issues that challenge your business in Charlotte.

Real Estate Search

Xceligent Real Estate Search: With a few simple clicks find office, industrial and retail property for sale or lease in Mecklenburg County.

Site One: With a few simple clicks find vacant land and leasable buildings, conduct market analysis and much more.

Charlotte’s Economy & Demographics

• Demographics
• Economic Profile

Charlotte Chamber of Commerce

Committed to increasing Charlotte’s competitive advantage by growing the economy, advocating pro-business public policies and delivering innovative programs and services.

Workforce

Charlotte Chamber of Commerce Workforce Overview

Area wage & salary surveys and more.

Becoming a member of the Charlotte-Mecklenburg BLACK CHAMBER of Commerce (CMBCC) represents your commitment to your business and the community. CMBCC offers education, resources and networking opportunities to its members, as well as brand visibility in their Member Directory, access to opportunities to grow and connect, and much more. Visit the CMBCC online to learn more or join today, and take advantage of member exclusive opportunities like My BIG Program, a 10-week business education series to help you start and grow your business.

The Charlotte-Mecklenburg BLACK CHAMBER of Commerce (CMBCC) brings powerful training workshops to Charlotte area business owners and professionals through resource rich professional development programs, like Lunch and Learns or their Empowerment Saturday series. Visit the CMBCC event page, and register for any upcoming events.

It all starts with a connection! The Charlotte-Mecklenburg BLACK CHAMBER of Commerce (CMBCC) helps Member Companies get (and stay!) connected by providing a variety of networking opportunities. Join them monthly for CMBCC Connect Business After Hours, and be sure to register for their other member-focused networking opportunities!

Charlotte Mecklenburg BLACK CHAMBER of Commerce offers growing businesses like you opportunities to connect and build the relationships you need to grow your business. Visit the CMBCC online to learn more, or join today.

CMBCC Empowerment Saturday Series: The CMBCC brings powerful training workshops to Charlotte area business owners and professionals through resource rich professional development programs like their monthly Empowerment Saturday series. Visit them online to register for any of their upcoming events.

CMBCC’s “My BIG Program”: Take advantage of CMBCC’s member exclusive opportunities like My BIG Program, a 10-week business education series to help you start and grow your business. Visit the CMBCC online to learn more or join online today.

Enjoy great food and beverages as you connect with other Charlotte area business owners and professionals at CMBCC Connect, a monthly business after hours networking event for members of the Charlotte Mecklenburg BLACK CHAMBER of Commerce. Visit them online to register for any of their upcoming events.

Charlotte Mecklenburg BLACK CHAMBER of Commerce helps its member companies prepare for the certification process, access opportunities to network with prime contractors and be informed when government and private-sector RFPs are made available. Visit them online to learn more or join today.

CMBCC helps member companies thrive by advocating on behalf of the black business community at local and state government levels. Visit them online to learn more about CMBCC and join today.

Sample business plans, business research tools, searchable data bases and much more are all available on the second floor of the Main Library. Also available is The Foundation Center’s Cooperating Collection of nonprofit and grant materials.

The CM Library’s Starting a Business Checklist will help you navigate the necessary licenses and permits needed to start your business.

Charlotte Mecklenburg Library

The Charlotte Mecklenburg Library, through its on-line business resource, has compiled useful links to help with all of your market research needs including economic conditions, industry research, demographics and marketing.

Foundation Center Cooperating Collection

Charlotte Mecklenburg Library is a Foundation Center Funding Information Network partner. This special resource collection allows nonprofits, grantmakers, and individual researchers to identify potential funding partners and collaborators.

Funding

Foundation Center Directory at Charlotte Mecklenburg Library

Search the Foundation Directory to find foundation funding. The library periodically offers free classes to help you learn how to maximize this tool. View current class offerings.

Charlotte Works can help you get going with labor market information, assessment of hiring needs, recruitment assistance, on-the-job training grants and more.

We’re your single source for any industry, occupational, demographic or economic data you need to learn about what’s happening in Charlotte’s workforce. We don’t just hand over a spreadsheet: we provide the perspective and forecasts to help you make the most informed decisions about growing your business.

We offer training grants for skilled, new and incumbent workers; soft-skills training for candidates and current employees; and employer-focused workshops and learning opportunities for you.

Knowing the labor market is an important part of selecting the perfect site to start your business; Charlotte Works has sophisticated tools to provide the data you need to make an informed decision.

Nonprofits need love, too! Our programs and services are available to eligible nonprofit organizations.

Charlotte Works offers assistance with your full spectrum of hiring needs including assessment, customized recruiting and pre-screening tools, technical assistance with the NCWorks Online statewide candidate database and job-posting site, veteran recruiting and more.

We offer training grants for skilled, new and incumbent workers; soft-skills training for candidates and current employees; and employer-focused workshops and learning opportunities for you.

Charlotte Works can help with training grants for skilled, new and incumbent workers; labor market information; assessment of hiring needs; recruitment assistance; and more.

Charlotte Works can help you get going with labor market information; assessment of hiring needs; recruitment assistance; training grants for skilled, new and incumbent workers; and more.

Knowing the labor market is an important part of selecting the perfect site to start your business; Charlotte Works has sophisticated tools to provide the data you need to make an informed decision.

Workforce development is economic development. Through partnerships with education, trade association and community and economic development leaders, we focus market-responsive resources to guide your decision-making about expansion or relocation including real-time, sector-focused labor market information; grants to train or retrain your workforce; and collaborations with local, state and federal partners.

Charlotte Works can help with training grants for skilled, new and incumbent workers; labor market information; assessment of hiring needs; recruitment assistance; and more.

The City of Charlotte is constantly striving to make Charlotte an even better place to live and work. For tools and information that will help you start your business, visit them online!

The information surrounding licensing and permitting can be overwhelming. The City of Charlotte makes things more manageable, with a portal of information on a variety of topics, including zoning, inspections, registering alarm systems, running a home-based business, operating a vehicle for hire and more. To learn more about the specific licensing and permitting requirements for your industry, click here.

Need a little more help? OpenCounter is a tool designed to guide entrepreneurs like you through the permitting process. Visit OpenCounter.com for everything you ever wanted to know about permitting a business in Charlotte!

Commercial and Personal Property

If you’re looking for information on the permits and licenses needed for commercial and personal property in Charlotte, who better to help than the City themselves!

Learn about zoning: When it comes to Charlotte’s zoning regulations, the City of Charlotte can connect you to the resources and people you need to get your questions answered!

Get a fire inspection: All new building, additions to existing buildings, renovations and upfits, and changes of use to an existing building require a fire inspection in Charlotte. Learn more about how the City of Charlotte can help make this happen, and request your inspection now!

Register an alarm system: In addition to a fire inspection, you’ll also need to register your alarm system with the City of Charlotte. Access the alarm permit application and more here.

Operate your business from home: Running a business from home? You’ll need a permit for that. Learn more from the City of Charlotte.

Get assistance for land development projects: Whether you’re a citizen, a developer, or a contractor, the City of Charlotte connects you to the information you need to start a land development project in Charlotte. Access the portal here!

Food, Beverage and Special Events

Charlotte has quickly become a fun, foodie destination for many entrepreneurs. If you’re trying to join the food and beverage industry, or if you’re hoping to host a special event, the City of Charlotte can connect you to the licensing and permitting resources you need. A few of these resources are listed below!

Get a permit for your mobile food cart: Food trucks are here to stay! If you’re hoping to join Charlotte’s thriving food truck community, make sure you have the right permits! Get information on this and more from the City of Charlotte.

Get your ABC permit: Serving alcohol? You’re going to need a permit for that! Businesses manufacturing, distributing, serving and/or selling alcoholic beverages are required to get an ABC permit. Don’t worry—the City of Charlotte can help!

Host a special event, parade, or festival: Charlotte is a great place to hold an event! Before you can officially host your event, make sure you have the right permits. Learn more about what you need and how to submit an application from the City of Charlotte.

Taxis, Uber, and Lyft

If you’re operating a vehicle for hire in Charlotte, there are specific things you need to know about licensing, inspection and operations. That includes you, Uber and Lyft drivers! Don’t fret, though. The City of Charlotte connects you to the resources you need to get your business up and running!

Vending in the City and Uptown

Hoping to sell items in Uptown Charlotte? The City of Charlotte can guide you to the required permits. Typically, there are two ways the City of Charlotte can help you sell items Uptown in the Congested Business District:

• Apply for the Tryon Street Mall Program. The Tryon Street Mall Program assigns permits to vendors for specific spaces. Apply for the Tryon Street Mall Program now, and take a moment to read the City of Charlotte’s Code of Ordinances, which describes the program in more detail!
• Apply directly with a sponsor. If you’re hoping to sell items at an approved event, festival or market, you can apply directly with the event’s sponsor. Contact the City of Charlotte for more information.

If you’re looking to sell items in the public right of way (streets and sidewalks) in the City of Charlotte, excluding uptown, you can get what’s called a Peddler’s License. Learn about this license and how to apply from the City of Charlotte!

Zoning, building standards and land use issues can be very complex. For any questions you might have, the City of Charlotte offers a robust portal of answers to meet all of your zoning and rezoning needs.

Here are a few of the tools offered by the City of Charlotte to assist with site selection and zoning:

• Virtual Charlotte: Virtual Charlotte is a mapping tool that gives you quality information about property zoning, tax values, fire and police districts, voting districts, eligibility for financial incentive programs and more. Try it now!
• Charlotte Zoning Ordinance: View official ordinance documents that will help you identify requirements for special districts.

Open Counter: When it comes to permitting a business, OpenCounter is the best thing since sliced bread! This online tool will help you determine the permits you need, while also calculating permit requirements, fees and timelines for your project. Get started with OpenCounter!

For more immediate help, contact the City of Charlotte’s zoning team at 311, or visit them in person at 700 N. Tryon St in Charlotte, NC!

If you’re looking to network and connect with Charlotte’s various international communities, the City of Charlotte’s International Community Relations department is the answer. Gain access to a database of international organizations in our area, including business, education, government, nonprofit and media resources. Learn more about how you can connect to the world in Charlotte!

Charlotte’s growing, and with the City of Charlotte, our business community is growing with it. Find the tools and information you need to grow your business successfully with the City of Charlotte!

The City of Charlotte is committed to increasing economic mobility. Project P.I.E.C.E. was established to assist participants with career-related training and guide them into career paths, including full-time employment, pre-apprenticeships and apprenticeships. Whether you’re a business or an applicant, you can learn more about Project P.I.E.C.E. here!

Calling all young, future entrepreneurs! The City of Charlotte offers the Mayor’s Youth Employment Program (MYEP) geared to help Charlotte’s youth prepare for future employment. These paid and unpaid internships generally last about eight (8) weeks and focus on leveraging relationships with businesses and the community. Learn more about the MYEP, or begin the application process!

As your business continues to grow, you might look for opportunities to connect with Charlotte’s various international communities and organizations. The City of Charlotte’s International Community Relations department offers resources to help entrepreneurs and individuals become better global citizens. Learn more about how you can find the world in Charlotte!

Get in the zone! From the processes to the applications required for each industry, the City of Charlotte offers a variety of resources to help you find the zoning and rezoning information you need. Here are a few additional resources to help you get in the zone and select a site, with the City of Charlotte:

• Home-Based Business Brochure: If you’re operating a business from home, this brochure covers zoning, permits and more.
• Charlotte Zoning Ordinance: On this page, you can access the City of Charlotte’s Zoning Ordinance in easy-to-download guides.
• Virtual Charlotte: Using this tool, you can find property zoning, real estate tax values, voting districts, eligibility for financial incentive programs and much more.
• Charlotte Revitalization Areas: For entrepreneurs in specified redevelopment areas, the City of Charlotte offers matching grants to assist with paying the costs of improving their properties. Learn more about these opportunities and other redevelopment initiatives, and find out if you’re eligible!

Need a grant? The City of Charlotte can help with that! Their specialized grant programs are designed to help business owners with the costs of undertakings such as storefront renovations and environmental cleanup. For instance, the Business Investment Program (BIP) provides grants to companies based on the amount of property tax generated by private business investments. Additionally, Neighborhood Matching Grants are available to help local citizens improve their neighborhoods, making them better places to live, work, play and shop.

Local Programs

Seeking a small business loan? The City of Charlotte offers Small Business Loan programs, administering financial assistance and helping starting businesses get off the ground and existing businesses improve their performance. Contact the City of Charlotte to learn more!


Here are a few of the loan programs offered by the City:

• Business Investment Grant (BIG): BIG identifies Investment Zones within the communities to help small businesses with creation, retention and expansion.
• Small Business Mobilization Loan: The Small Business Mobilization Loan is designed to assisted owners of certified Small Business Enterprises (SBEs) acquire short-term, low-rate financing.
• Charlotte Community Capital Fund: The Charlotte Community Capital is an innovative public/private fund established to help small businesses like you gain access to capital!

Lending a helping hand? If you’re a lender in Charlotte, the City offers a variety of tools and programs to make the process easier than ever:

• Charlotte Business Equity Loan Program: The City of Charlotte’s Business Equity Loan Program was designed to reduce a bank’s credit exposure, while improving borrower cash-flow. It also provides flexible repayment terms and an easy loan approval process to finance virtually any business purpose, including working capital and startup projects. Contact the City of Charlotte to learn more!
• Charlotte Facade and Security Grant Program: These two programs provide matching funds for storefront architectural renovations and security improvements to eligible commercial buildings in targeted areas. For lenders, these grant funds could be considered as a ‘source of repayment’ or ‘source of funds’ for the commercial property loan requests they’re considering. Contact the City of Charlotte to learn more about how these two loan programs can help lenders!
• Charlotte Brownfield Programs: Sites suspected of environmental contamination are called brownfield sites. Lenders considering loan requests for these sites should consider the City of Charlotte’s Brownfield Program as a source of repayment that can improve the underwriting ratios of the project. Contact the City of Charlotte for more information!
• Charlotte Community Capital Fund: The City of Charlotte’s Community Capital Fund provides lenders with a referral source for their business clients, while also helping business clients access the capital they need to start and grow a business. Contact the City of Charlotte to learn more about how the Community Capital Fund can help lenders retain client relationships!

The City of Charlotte offers a variety of opportunities for entrepreneurs like you to work with the City. Find local contracting opportunities with the City of Charlotte here!

Vendor Registration

If you want to do business with the City of Charlotte, you need to be registered as a Vendor. From there, the City of Charlotte will share your information, services and products with departments around the city. Ready to do business with the City? Register to be a Vendor now!

Charlotte a great place to live and work, and the City of Charlotte is committed to making it even better. Their Economic Development Department offers a variety of programs and services, making the City available to help entrepreneurs find the tools and resources they need so start and grow a successful business!

City Startup Labs teaches, coaches and advises individuals and teams on how bring an idea to market. Get the ball rolling by scheduling a meeting.

Perhaps the most critical piece to starting and running a successful enterprise is MINDSET. Contact City Startup Labs for coaching!

Is your business growing? City Startup Labs will run a workshop for your team, class or organization around growth-hacking your business. Schedule your workshop!

A great technology will go only so far without proper customer discovery. Get coaching on the process with City Startup Labs!

The Small Business Center offers courses and free seminars every semester together with confidential one-on-one business counseling.

Courses and seminars to help you research and develop a well thought-out business plan. Many seminars are FREE! View their current schedule here.

Legal Structure

The Small Business Center offers courses and seminars covering a wide variety of topics related to starting and operating a business, including how to choose your legal structure.

Business Structures Comparison Chart. Quickly learn the advantages and disadvantages of different business structures.

Taxes and Recordkeeping

Learn about your tax responsibilities, recordkeeping and filing requirements and ease the time you spend filing tax reports.

CPCC’s Small Business Center offers training targeting the needs of small business owners. Training is delivered via:

• free short seminars and webinars
• in-depth fee-based courses
• one-on-one business counseling
• partner programs
• annual events

Take advantage of free small business webinars and seminars to build foundational skills to help you go from idea to execution. Core seminar offerings available include:

• How to Start a Business
• Business Plan Writing
• Choosing Your Legal Structure
• Marketing
• Financing
• Bookkeeping
• Small Business Taxes
• How to Find Your Customer

Central Piedmont Community College is a leader in workforce development and offers a wide variety of professional development programs through its Corporate and Continuing Education division.

CPCC’s Small Business Center knows it’s all about location, location, location. Learn the factors to consider when selecting your location, the pros and cons of leasing verse buying a business premise and tools and resource to help you locate your business.

Avoiding Mistakes

Learn whether you should lease or purchase and other relevant factors you should be considering when negotiating the terms of your lease or purchase.

New Product Idea: From Concept to Commercialization Imagine your name behind a hot new product or service. This class, taught by invention expert Louis Foreman, gives you step-by-step instructions on defining, developing, and protecting your new product idea as well as the how to’s on taking it to the marketplace.

Additionally, CPCC offers training to help you understand Trademarks, Patents, Copyrights and Trade Secrets.

CPCC’s Small Business Center knows there is more than one way to business ownership. To introduce individuals to franchises it offers a free workshop titled “Startup vs. Franchise” facilitated by a local franchise expert.

Whether you are passionate about starting a nonprofit or are looking to enhance and develop your nonprofit management skills CPCC’s Small Business Center has nonprofit training available to meet your needs. If you’re ready to execute and need advisement register for business counseling and let one of CPCC Small Business Center’s nonprofit experts help.

Starting a Non-Profit

From starting a Non-profit to fundraising essentials and everything in between, CPCC’s Small Business Center is here to help.

Nonprofit page: https://www.cpcc.edu/sbc/nonprofit

7 Steps to Starting Your Nonprofit:https://www.cpcc.edu/sbc/comprehensive-courses/7-steps-to-starting-your-nonprofit-business-in-north-carolina

Networking is critical for business owners, that’s why CPCC’s Small Business Center offers special events providing local entrepreneurs a place and space to connect. Prior to attending these or other networking events be sure to participate in their free workshop to help you develop networking skills.

CPCC’s Small Business Center offers training targeting the needs of small business owners. Training is delivered via:

• free short seminars and webinars
• in-depth fee-based courses
• one-on-one business counseling
• partner programs
• annual events

Central Piedmont Community College is a leader in workforce development and offers a wide variety of professional development programs through its Corporate and Continuing Education division.

As you grow and expand your business CPCC’s Corporate Learning Center is here to provide customized Training and Development, Organizational Effectiveness, and help you explore Workplace Learning opportunities.

Thinking about Exporting? The Small Business Center can help you gain an understanding of the basics.

Local Resources

The economic vision for the Charlotte region is to become “a global hub of commerce,” a great inland port city leveraging its financial, energy, healthcare, educational, entrepreneurial, manufacturing and logistical resources to world prominence. Central Piedmont Community College is a leader in global initiatives, host of the annual Global Summit, and its Small Business Center is one of five designated Small Business International Training Centers within the Small Business Center Network. The Small Business Center offers a workshop on exporting and offers links to helpful resources through its International Business Resource Directory.

So you’re thinking about exporting? Check out our FREE training seminar!

New Product Idea: From Concept to Commercialization Imagine your name behind a hot new product or service. This class, taught by invention expert Louis Foreman, gives you step-by-step instructions on defining, developing, and protecting your new product idea as well as the how to’s on taking it to the marketplace.

Additionally, CPCC offers training to help you understand Trademarks, Patents, Copyrights and Trade Secrets.

The Geek Fest. The Geek Festival (TGF) is an exciting and eclectic annual celebration of the “geek” in all of us; an event designed to educate the hearts and minds of our community by highlighting and celebrating the creative and exciting innovations of new technology, media, and industry. Remember, geek is chic. It is no longer only limited to the technical aspects of life.

We know business is tough and ever-changing. When you’re faced with transitioning ownership or other critical challenges you need just in time advice. Register for counseling to talk one-on-one with one of our experts.

Legal Assistance

CPCC’s Small Business Center has partnered with Charlotte School of Law to bring to you a Business Law Clinic to provide basic legal services to small businesses in the Charlotte area.

Local Resources

Spend time with a business expert for confidential one-on-one business counseling to help you navigate your business transitions.

Networking is critical for business owners, that’s why CPCC’s Small Business Center offers special events providing local entrepreneurs a place and space to connect. Prior to attending these or other networking events be sure to participate in their free workshop to help you develop networking skills.

CPCC’s Small Business Center knows it’s all about location, location, location. Learn the factors to consider when selecting your location, the pros and cons of leasing verse buying a business premise and tools and resource to help you locate your business.

Avoiding Mistakes

Learn whether you should lease or purchase and other relevant factors you should be considering when negotiating the terms of your lease or purchase.

CPCC’s Small Business Center assists in helping entrepreneurs prepare for financing through:

• Workshops such as Financing Your Small Business and Credit 101: Is Your Business Bankable?
• Business plan evaluation with a focus on financial forecasts
• ProfitCents analysis for organization that have been in business 2+ years that are seeking capital to grow.

Local Resources

The Institute for Entrepreneurship provides one-on-one business counseling services to small business owners (sign-up online).They also offer courses and seminars on, among other things, using QuickBooks, a great tool to help you begin to understand and manage your business finances, as well as how to find funding for your start-up business.

Managing Finances

Tracking incoming and outgoing expenses and monitoring your financial indicators is an ongoing process. CPCC Small Business Center can train you to manage your books with QuickBooks.

When you are ready explore contracting to grow your business CPCC’s Small Business Center’s free seminar can help prepare you to respond to Requests for Proposals.

Resources

The CPCC Small Business Center offers, among other things, free seminars on “How to Do Business with City and County Government” and “Responding to RFPs and RFQs.” These seminars can help you get an insider’s look at what it takes to win a significant contract and successfully compete in the bidding process.

CPCC offers a free seminar and webinar in partnership with the Women’s Business Center of North Carolina to provide an overview of Certifications available for local business.

The CPCC Small Business Center offers, among other things, free seminars on “How to Do Business with City and County Government” and “Responding to RFPs and RFQs.” These seminars can help you get an insider’s look at what it takes to win a significant contract and successfully compete in the bidding process.

LACCC members receive the benefit of being connected to well-established LACCC business owners and professionals who can serve as mentors and help with new business start-ups. Another step is through the LACCC Foundation Funded Programs, LACCC Business Builder, where members learn the process of integration and success in the new economy by learning new skills and providing the access, contacts, contracts, mentors, resources, opportunities, and business acculturation that will enable them to quickly achieve the next level of goals in their business plan. Classes are offered in Spanish and/or English on “How To Start A Business” and “How To Design or Revise a Business Plan.” Other professionals are provided as mentors to the business start-up owners.

Marketing Plans

LACCC offers retooling seminars and networking opportunities for its members, and they have opportunities to meet other local business owners, professionals, contractors, vendors, and leaders in the local business community. Additionally, members have opportunities to showcase and market their businesses at fairs, tradeshows, and meetings. Benefits of membership with the LACCC also include networking opportunities to promote your company products and services, access to information through the LACCC website which has a membership database/directory, and the use of social media to advertise and market our members’ products and services.

LACCC offers training and business development classes through its Latino Leadership Institute. The Institute facilitates and accelerates vertical mobility for Latino professionals and workforce in the US by developing leadership, teambuilding, communication, decision making, problem solving and other necessary skills to create their successful engagement and integration in the workplace and community.

There is an array of seminars to cover all aspects of a business/company to provide knowledge and assistance to those looking to start a business or grow a business. The trainers feature member- and guest-speakers who cover a broad range of topics, such as how to start a business, certifications, marketing strategy, profitability, cash management, time management, community engagement and professional development.

The LACC preserves, promotes and encourages new and existing Latin American businesses by, among other things, promoting networking opportunities with Latin and non-Latin American businesses and organizations.

At our evening networking event called TAPAS, the attendees have the opportunity to network and make connections with other small business owners, job seekers and large corporation representatives.

At our monthly lunch meetings, attendees get the opportunity to hear local leaders, from various industries, discuss the economic impact in the local area, and meet and connect with other business professionals, and possible future clients.

At our seminars, many attendees enjoy learning new information and networking with the rest of the attendees. They also hear the information from the experts in that field who can also be a source of support in the future.

LACCC offers mentoring opportunities, access to information, and provides connections to other large companies by facilitating meetings for supplier diversity opportunities, matching up large business with small or start up businesses, holding mentor-mentee mixers, expos and job fairs. Business owners and members get additional opportunities to network, share ideas, and promote their businesses at LACCC monthly programs and events.

The LACCC developed a curriculum for the BUSINESS BUILDER PROGRAM. This program was created to help 20 LACCC Small Business members, accelerate the process of integration and success in the new economy, by retooling them with new skills and providing the ACCESS, CONTACTS, CONTRACTS, MENTORS, RESOURCES, OPPORTUNITIES, and BUSINESS ACCULTURATION that will enable them to more quickly achieve the goals within their business plan.

The LACC preserves, promotes and encourages new and existing Latin American businesses by, among other things, promoting networking opportunities with Latin and non-Latin American businesses and organizations.

At our evening networking event called TAPAS, the attendees have the opportunity to network and make connections with other small business owners, job seekers and large corporation representatives.

At our monthly lunch meetings, attendees get the opportunity to hear local leaders, from various industries, discuss the economic impact in the local area, and meet and connect with other business professionals, and possible future clients.

At our seminars, many attendees enjoy learning new information and networking with the rest of the attendees. They also hear the information from the experts in that field who can also be a source of support in the future.

The LACCC offers a platform of monthly and annual events in which members as well as guest are able to connect to increase their business opportunities. There are many sponsorship levels and the LACCC receives the support of large corporations who want to be part of the growth and development of the small businesses in the Charlotte region.

Training and Networking

LACCC offers training and business development classes through its Latino Leadership Institute. The Institute facilitates and accelerates vertical mobility for Latino professionals and workforce in the US by developing leadership, teambuilding, communication, decision making, problem solving and other necessary skills to create their successful engagement and integration in the workplace and community.

There is an array of seminars to cover all aspects of a business/company to provide knowledge and assistance to those looking to start a business or grow a business. The seminars include information on Insurance, Employee benefits, Marketing and Advertising, Customer Service, Business Plans, Networking and promotions, How to Become Certified, How to Write a Contract Bid and many more.

At our evening networking event called TAPAS, the attendees have the opportunity to network and make connections with other small business owners, job seekers and large corporation representatives.

At our monthly lunch meetings, attendees get the opportunity to hear local leaders, from various industries, discuss the economic impact in the local area, and meet and connect with other business professionals, and possible future clients.

LACCC offers mentoring opportunities, access to members, and connections to other large companies by facilitating meetings for supplier diversity events, matching up large businesses with small or start up businesses, holding mentor-mentee mixers, business expos and job fairs. During networking events, attendees are able to exchange information and ideas which help generate leads for other business prospects.

Seminars covering access, contacts, resources, and bidding are offered by LACCC to local business contractors. This service is also available though the LACCC Business Builder program.

Register Your Business Name

You should make sure that the business name you propose to operate under is not already in use in the county (or counties) that you propose to conduct business. You can research your business name in person at the Register of Deeds Office located at 720 East Fourth Street, Charlotte NC 28202; 704-336-2443. In addition, pursuant to North Carolina General Statutes (G.S. 66-68), an Assumed Name Certificate must be filed in the register of deeds office of each county in which a business operating under an assumed name is doing business. Before recording the assumed name with the Register of Deeds, business owners should perform a search to ensure the name is not already in use.

Privilege License and Taxes

• Charlotte-Mecklenburg Privilege Business License
• Office of the Tax Collector FAQs

Commercial Property Services

• Commercial Property North Carolina law requires business and professional personal property to be listed with the County Assessor’s Office
• Land Use and Environmental Services Agency (LUESA) Commercial Technical Assistance Center (CTAC)
• Mecklenburg County Fire Marshal

Environmental Services

• Land Use and Environmental Services Agency in the Hal Marshall Building at 700 North Tryon St. or by calling 704-336-7600.
• Mecklenburg County Source Separation Recycling Program. Businesses that contract for disposal of waste must separate cardboard, office paper and other materials for recycling and must provide for the collection of such materials
• Mecklenburg County WipeOutWaste Recycling Program
• Businesses with certain types of ABC permits are required to separate and recycle beverage containers.
• Mecklenburg County Environmental Health Services
• Mecklenburg County Source Separation Recycling Program
• Mecklenburg County requires, among other things, mandatory source separation for corrugated cardboard and office paper. In addition, separation and recycling of beverage containers is required for certain types of businesses. The County has developed a Business Resource Guide to help you clarify what recycling measures your business should implement.
• Storm Water Services for water-pollution prevention for businesses such as carpet cleaners, landscapers, pressure washers, painting, vehicle and equipment repair, vehicle detailers and more.

Food, Beverage and Hospitality Services:

• Restaurants and Other Food Services. The Mecklenburg County Environmental Health department (704-336-5100) has created a website to help owners of food service facilities understand what is required to obtain the proper permits and to prepare and serve safe food.
• Temporary Food Service Event. Food service operators at festivals and special events must obtain a permit from the local health department to prepare and sell food to the public. Mecklenburg County Health Department: 704-336-5100
• Businesses operating a pushcart or mobile food unit are required to have a ‘Mobile Food Unit/Pushcart‘ permit.
• Mecklenburg County Beer & Wine License. A special beer and wine privilege license tax is required in Mecklenburg County.
• Hotels, motels and similar lodging places are subject to, among other things, environmental health rules and waste reduction & recycling guidelines.

Childcare Services

Child care in Mecklenburg County is regulated by Mecklenburg County Health Department. In addition, Mecklenburg County has created a brochure setting forth the steps that need to be taken to open a daycare center.

Land Use and Environmental Services

In Charlotte, projects requiring site improvements such as parking, driveways and landscaping should contact Charlotte’s Land Development staff at 704-336-6692.

Real Estate Search

Mecklenburg County Property Ownership and Land Records Information System (POLARIS): Search properties by parcel or address to obtain ownership, sales and tax information.

Site One: An interactive mapping system that provides businesses with an invaluable tool for expansion and relocation decisions. Easily find vacant land and leasable building space that meets your unique needs.

Start a Business Recycling Program

Find out how to start a business recycling program in Mecklenburg County and get started making a difference today.

If you are operating your business in a Mecklenburg County town outside of Charlotte city limits, contact the Land Use and Environmental Services offices.
In Charlotte, projects requiring site improvements such as parking, driveways and landscaping should contact Charlotte’s Land Development staff at 704-336-6692.

Real Estate Search

Site One: An interactive mapping system that provides businesses with an invaluable tool for expansion and relocation decisions. Easily find vacant land and leasable building space that meets your unique needs.

Mecklenburg County Property Ownership and Land Records Information System (POLARIS): Search properties by parcel or address to obtain ownership, sales and tax information.

Find current  contracting opportunities offered by Mecklenburg County at the NC IPS website.Mecklenburg County’s Minority, Women and Small Business Office can be reached at 980-314-2940.

Calling all women entrepreneurs! NAWBO Charlotte helps women in the Charlotte region move their businesses forward by sharing resources and providing training, education and networking opportunities.

Additionally, the National NAWBO organization offers access to regional and national educational and networking seminars, a voice in public policy creation at a national level, and discounts from national corporate partners. Join NAWBO and learn more about the benefits of becoming a member.

NAWBO Charlotte hosts monthly association meetings and workshops for women business owners in Charlotte. In addition to providing valuable information about starting a business, these events are also great opportunities for networking and connecting with other women-owned businesses! View their upcoming events, and register to attend.

NAWBO proudly fuels the success of its members through education, networking and support programs. Some of their programs include:

Monthly Meetings: Informative speakers cover a variety of topics important to women business owners, with opportunities to network and share best practices with other business owners.

Masterminds Groups: Small groups of 6-8 members that can act as a Board of Advisors, mentors, or a sounding board.

Monthly Expansion Group: Meetings outside of Center City offer opportunities to network with fellow members and visitors, and learn from informative speakers.

Lunch ‘n Learn Workshops: Offer small-group education by our Corporate Partners.

Annual Awards: Women Business Owner of the Year, Rising Star, and Community Service Awards are given each year in May, at the Annual Gala.

Click here to reserve your seat at the next event!

If you’re a woman entrepreneur and are ready to take the next step in growing your business, NAWBO is the only member-based organization designed to serve, support and strengthen women entrepreneurs in Charlotte. Learn more about the benefits of becoming a member of NAWBO Charlotte!

There’s a lot to learn about growing your business in Charlotte! By becoming a member of NAWBO, women-owned businesses have access to monthly meetings and workshops that cover a variety of topics beneficial to entrepreneurs. For more information and to join, click here!

It’s time to take your business to the next level. If you’re a woman-owned business and are trying to reach a larger market, join NAWBO Charlotte for access to learning and networking opportunities, monthly meetings and workshops. Get more information and join here!

If you’re a women-owned business seeking networking opportunities in Charlotte, NAWBO membership might just be the answer. Their monthly workshops and meetings do more than provide information and education on owning a business; they’re also great opportunities to connect with other women-owned businesses! Learn more about these events and becoming a member of NAWBO Charlotte.

By supporting women entrepreneurs economically, socially and politically, NAWBO Charlotte provides resources to help strengthen the wealth of local businesses and promote economic development within our community. Learn more about how NAWBO supports and propels women-owned businesses!

As you grow your social venture, it is important to connect with other social entrepreneurs, as well as with programs and initiatives that support social innovation. Queen City Forward can help. Visit their website to learn more!

Looking for mentorship and advice on how to grow your startup? Queen City Forward provides programs that offer support and coaching through one-on-one interactions. They also support social impact and civic organizations by connecting them to people and resources in the community. Learn more about how Queen City Forward can help you!

Queen City Forward supports and hosts a variety of events throughout the year that connect social entrepreneurs, social impact startups, civic innovators and changemakers. Learn more about the social impact system by visiting Queen City Forward’s website!

Queen City Forward is a non-profit organization that purposefully encourages, enables and scales high-impact social ventures and socially driven entrepreneurs. Learn more about Queen City Forward!

What’s the game plan? Charlotte SCORE offers resources to help you create your business plan, including a workbook that highlights the simple steps for starting your business. Visit their website to learn more, or call SCORE Charlotte directly at 704-344-6576.

Certified SCORE Mentors can help you develop your plan and offer expert advice for starting your business. The best part? It’s all free and confidential. Find the right mentor for you! For more information, register for the Charlotte SCORE course on startup basics, which covers the basics of starting and planning for a small business.

Charlotte SCORE offers a variety of educational resources including mentoring, online workshops and local workshops that can help you start and develop your business. Register to take a workshop, or find a mentor that’s right for you!

SCORE Charlotte helps growing businesses in a variety of ways. In particular, their free, confidential one-on-one mentoring is available for business owners to speak directly to successful entrepreneurs about the greatest challenges of growing a business.

When you’re opening your business to new markets, reaching new customers and achieving new goals, sometimes it helps to talk to someone who has been there, done that. With a Certified SCORE Mentor, you can talk one-on-one to highly successful and experienced business professionals and entrepreneurs. For free and confidential advice, find a mentor here!

Most businesses reach a normal stage in their lifecycle in which the owners think about exiting, and having an exit strategy is important. The Charlotte SCORE Chapter offers services to help make the transition easier. Start by calling them today at (704) 344-6576 to make an appointment for a face-to-face session with a Certified SCORE Mentor.

When it comes to financing, sometimes it helps to speak to an expert. Charlotte SCORE provides free and confidential small business advice for entrepreneurs and small businesses. Learn more about Certified SCORE Mentors, or to make an appointment, call (704)-344-6576.

Self-Help provides loans and technical support to businesses and nonprofits across North Carolina. Since 1980, we have lent more than $1.2 billion to businesses, nonprofits and community development projects. That experience means we know how to make your loan a success, whether you need $10,000 or more than $1 million. Our lending programs include:

• General Small Business Loans
• Construction loans to expand or renovate
• SBA 7(a) guaranteed loans and SBA 504 loans
• Child care and charter school loans
• Loans for renewable energy and other green businesses
• Loans for sustainable food system projects
  
• Loans to minority-owned and women-owned businesses
• Loans for commercial real-estate development

With more than 30 years of lending experience, Self-Help will work with your business or nonprofit to make the loan process as smooth and easy as possible. Learn more about Self-Help and how to qualify for our Small Business Loans, get an application, or call 1-800-966-7353 extension 5.

What does it take to start a business in North Carolina? With SBTDC’s Business Start-Up Resource Guide (pdf), you can take the first steps to planning your business, assessing yourself as a business owner, determining feasibility and much, much more. Access the PDF here!

Create Your Business Plan

Get tips for writing a successful business plan through online training with SBTDC. Learn more here!

Legal Structure

From taxes to insurance, SBTDC has created a startup guide that includes information on starting a business, including the legal considerations and requirements. Access the PDF now!

For confidential business development services, you can work one-on-one with a professional business counselor from the SBTDC. These professional business counselors will work with you to identify problems, evaluate options and make recommendations. Request counseling from SBTDC!

Where to? The SBTDC has developed a guide titled “How to Conduct an Industry Analysis”. This PDF will assist you in researching and analyzing important factors for site selection, such as geographic area, industry, buyers and more. View it here!

You have an invention; what’s next? The SBTDC’s Intellectual Property Guide helps small businesses and inventors develop their inventions and maintain intellectual property rights. Get your questions answered here!

The SBTDC understands the challenges facing growing businesses. With products and services designed to maximize the success of your company, the SBTDC is here to help you grow and succeed!

Experts in entrepreneurship, the SBTDC is passionate about small business owners. Through confidential counseling, they’ll look internally at your business, revise your business plan and projections, develop strategies for increasing sales, and much more. Request counseling here!

Did you know that the SBTDC is North Carolina’s City-State Partner with the US Export-Import Bank? Their International Business Development Specialists are all highly trained, Certified Global Business Professionals with extensive experience in international business development. Find out how the SBTDC can help you achieve success with exporting!

Patents, trademarks, and copyrights, oh my! The SBTDC has created a guide to help small businesses and inventors develop their inventions and maintain intellectual property rights. Access it here!

Are you an investor-ready entrepreneur? The SBTDC’s “Becoming an Investor Ready Entrepreneur Program” is designed to educate and prepare growth-oriented entrepreneurs to successfully engage with private equity investors. This program was developed with direct input from experienced entrepreneurs, angel investors, angel networks/fund executives and venture capitalists; it provides an insider’s look into the world of equity funding. Learn more here!

Whether you’re selling your business, developing your succession plan, or closing, the SBTDC can help you develop an exit strategy that’s right for you. If you’re transitioning ownership, find out how the SBTDC can help you through the process!

From learning more about your industry and consumers to obtaining valuable information about your competitors, the SBTDC’s guide to conducting an industry analysis was intended to assist you with your market and demographic research. Access the guide here!

The SBTDC has created an online training module that describes potential funding options, including family and friends, angel investors, loans, specialized grants, and local sources. In this module, you’ll learn about the types of things each funding source looks for when financing individuals and businesses. Access the online training module!

If you’re unfamiliar with the steps of financing a business, the SBTDC offers an online training portal that includes a module on the potential funding options available for your business. Access this module and more here!

The SBTDC offers free contracting assistance for your business with help from a Procurement Counselor (PTAC). Contact the Charlotte SBTDC office to make an appointment today!

Before you can qualify for a bond, you need to take a hard look at your internal operations, business plan, financial position and reports. Seeking professional advice can help you better position your business for success in qualifying for a bond, and the SBTDC provides one-on-one business counseling services to help you assess your readiness. Learn more and request a counselor!

Work with the SBTDC’s Procurement Technical Assistance Center (PTAC). These counselors are experienced with government procurement processes and can provide assistance and advice to help you submit responsive and responsible bids. Contact them here!

Starting a business is emotional; it’s exciting and challenging and surreal, all at the same time. The SBA’s Starting a Business Toolkit offers resources to help you learn what it takes to start a business. Not sure if you’re quite ready to take the leap? The SBA also offers a Small Business Readiness Assessment Guide to help you better understand how prepared you really are to start your business.

Create Your Business Plan

Through a step-by-step process, the SBA has a tool that will guide you through writing a business plan at your own pace. Create an account, and take the first step to having a great plan!

Employer Responsibilities

Ready to hire employees? The SBA can guide you through the process, as well as the laws surrounding employment. Grow your team with the SBA!

Insurance

There’s no doubt about it–starting a business is an investment. With the SBA, you can learn why having business insurance is important, tips for buying insurance, types of business insurance, and much more. Access business insurance information from the SBA!

Taxes and Recordkeeping

No matter what, taxes can be tricky, but this is especially true for small business owners. The SBA has tools to help you find out if your business needs a tax ID, as well as what the benefits and requirements are. Learn more about small business taxes from the SBA!

Virtually every business needs some sort of license or permit to operate legally. On their website, the SBA lists everything you need to know about the federal, state and local permits, licenses and registrations you’ll need to run a business. Find out which licenses and permits you’ll need to get started!

From online training resources to the opportunity to discuss, the SBA offers tools that allow you to share and gain insight from fellow business owners, as well as industry and government experts. Check out their small business assistance and training resources!

Choosing a location for your business is one of the most important decisions you’ll make, and the SBA has a few factors you need to consider to help you make the right choice for you, your business and your customers. Here are some of the SBA’s tips for choosing the right business location.

If you have a great idea, logo, business name or invention, you need to protect it. With the SBA’s guide to intellectual property law, you can access information to help you better understand patents, trademarks, copyrights and trade secrets. Access it here!

Franchising is a great alternative for entrepreneurs who want to be their own boss, but aren’t ready to start their own business from scratch. The SBA has compiled a list of resources to provide helpful advice on buying and evaluating a franchise, including an online training module featuring franchising basics.

Are you ready to expand your business? Planning and preparing for new challenges is a crucial step in the process. Find out from the SBA how you can successfully grow your company.

Financial Programs and Incentives

Is your business focused on renewable energy or sustainability? With the SBA, you can obtain information on the contracts, grants and partnerships you’ll need to go green. Find opportunities for green businesses, like you!

The SBA also offers resources to help you find the money you need to pay for energy efficient upgrades to your facilities, environment-related projects and improvements, and financial incentives that can save you money. For more information about environmental grants, loans and incentives, visit the SBA online!

Tools to Green Your Business

With the SBA’s Green Business Guide, entrepreneurs like you can access information on creating a greener workplace, including the steps you need to take to become energy efficient, how to be compliant with environmental regulations, and more. Check it out!

Through the SBA Learning Center, you’ll have access to resources to help you manage your growing business, while also having the opportunity to connect with fellow entrepreneurs and business experts. Check out the SBA Learning Center!

Export Assistance, Research & Statistics

When it comes to taking your business global, the SBA can help. Through counseling, training and financing, the SBA offers a variety of resources that support small businesses with exporting opportunities. Get the information you need on exporting from the SBA! And be sure to read their article on the six steps to help you begin exporting.

Export Financing

If you’re an entrepreneur hoping to develop or expand your exporting activities, you know how crucial financing can be. The SBA makes it easier than ever for entrepreneurs to access a number of loan programs specifically designed for exporting. Learn more about the SBA’S export loan programs!

As a growing business, you need to understand intellectual property and how to protect your business. Through the SBA, get the information you need on filing for patents, trademarks or copyrights, along with additional resources to help you safeguard your intellectual properties. Learn everything you need to know about intellectual property law with the SBA!

Are you leaving your business, retiring, or handing your business to a relative? Whatever the reason, the SBA has tips to help you close down your business, the right way!

Most businesses choose a location based on its exposure to their customers, but there are other, less obvious factors that need to be taken into consideration. Here are the SBA’s tips for choosing your business location!

The SBA also offers tips for leasing commercial space, featuring expenses, maintenance and repair, and negotiation.

Angels and Equity Investors

The Small Business Investment Company (SBIC) Program works with private investment funds to provide growth capital to U.S. small businesses, and the SBA gives you a full directory of current SBIC Licensees in our state! To view the SBA’s list of SBIC firms in North Carolina, click here.

Federal Programs

SBA Loan Programs: The U.S. Small Business Administration (SBA) assists small business owners with starting and expanding their businesses by helping them get loans through private banks and financial institutions. The SBA offers a number of low-interest loan programs for business owners who may be having difficulty getting traditional bank loans. Learn more about SBA loan programs!

Small Business Innovation Research Program (SBIR): If you’re seeking to commercialize innovative biomedical technologies, SBIR is a program that helps entrepreneurs participate in federal research, develop life-saving technologies and create jobs. Learn more about SBIR. Two additional sites that the SBA recommends checking out are Zyn and SBIR.gov!

Small Business Technology Transfer Program (STTR): Like SBIR, STTR is another highly competitive program for entrepreneurs seeking to commercialize innovative technologies; one of the major differences between the two is the fact that STTR requires that small businesses formally collaborate with a research institution. Learn more about the SBA and STTR!

Environmental Grants, Loans and Incentives: The SBA makes it easier to find money to pay for energy efficient upgrades to your facilities, environment-related projects and improvements, and financial incentives that can save you money, such as tax credits, tax deductions, sales tax exemptions, property tax exemptions and rebates. Learn more about how the SBA can help you find the financing you need to go green!

SBA LINC: LINC is an online referral tool to link small business borrowers with participating SBA Lenders. Prospective borrowers complete a short online questionnaire, and the responses to that questionnaire are then forwarded to participating SBA Lenders that operate within the small business’ county. If lenders are interested in the referral, the lender and the prospective borrower’s contact information will be exchanged. Learn more about how the LINC program can link you to financing!

Helpful Hints | Grants

Before you seek financial assistance, you should thoroughly assess your current financial situation. The SBA has put together a resource to help. Access it here!

When it comes to financing, do you know what you need? Assess your current situation here.

SBA’s 504 Loan Program is a financing program known for providing small businesses with long-term, fixed rate financing. 504 Lenders in Charlotte include BEFCOR, Centralina Development Corporation and Self-Help. Learn more about SBA loan programs here!

The SBA helps small businesses find contracting opportunities, register their businesses, apply for HUBZone status and much more. Get the contracting resources you need through the SBA.

8(a) Business Development Program – The SBA offers the 8(a) Certification, a program designed to help socially and economically disadvantaged small businesses effectively compete in the marketplace and gain access to federal and private procurement markets. Under this program, entrepreneurs receive business development support, such as one-on-one advice and coaching services. Find out if the SBA’s 8(a) Business Development Program is right for you!

Women-Owned Small Business Certification – The Women-Owned Small Business (WOSB) federal contract program strives to provide equal access to federal contracting opportunities for women business owners. WOSBs can choose to self-certify their business or be certified by an SBA-approved third-party certifier. Here’s what you need to know if you’re a woman-owned business seeking contracting!

Veteran-Owned and Service-Disabled Veteran-Owned Certification – The Vets First Verification Program ensures that set-aside funds are awarded to legitimate firms owned and controlled by Veterans and Service-Disabled Veterans. Learn more and start verification here!

RFP-EZ – RFP-EZ is an online marketplace that streamlines government contracting, making it easier for small businesses to find and bid on low-dollar contracts from federal agencies. Find out if RFP-EZ is right for you!

HUBZone Program – The Historically Underutilized Business Zones (HUBZone) program helps small businesses in urban and rural communities gain preferential access to federal procurement opportunities. Visit SBA online to find out if you’re eligible for the HUBZone program!

Private Sector

Supplier Connection is an initiative to grow small or diverse businesses and create jobs in the United States. It allows small business owners like you to connect and collaborate with Fortune 500 corporations, mid-market firms and other enterprises. Find out how the Supplier Connection can help you!

The SBA Surety Bond Guarantee Program encourages surety companies to bond small businesses who are having difficulty obtaining bonding on their own. Learn more about surety bonds and how the SBA can help you obtain one!

Hiring is a major part of starting a business, and The Employers Association provides a wide range of human resources services. From compliance advice to sample policies, The Employers Association serves as a resource and sounding board for entrepreneurs seeking HR support.

HR rules and regulations are ever changing and can be complicated, and at The Employers Association, they stay on top of all things HR. They provide answers, connecting entrepreneurs to the resources they need to handle employees and create a great place to work. Learn more about the HR services provided by The Employers Association. Members also have access to the HR Advice Line, an unlimited telephone consulting service to help members solve human resource problems.

Interested in HR training courses that are useful in today’s working environment? The Employers Association provides a full range of human resources training and more than 130 different classes covering everything you need to know about human resources. Learn more about the benefits of membership by visiting their website!

Your business is growing, which means your team is growing with it. The Employers Association is available to answer your human resources questions and connect you to resources that will help your business grow.

Whether you’re growing or downsizing, understanding HR compliance is crucial. With The Employers Association, members can access resources and information to ensure that their business is compliant with HR regulations. Learn more about the benefits of becoming a member of The Employers Association!

One-On-One Business Advising

Have a specific question about HR challenges or compliance? Members of The Employers Association have unlimited access to the HR Advice Line, a consulting service that provides advice, answers questions and helps members solve HR problems. And for members who would prefer to get answers online, The Employers Association also offers HRAnswersNow, a free online research tool. Join today for trusted HR advice, tools and training!

With more than 130 classes surrounding all topics related to HR, The Employers Association provides a full range of human resources training. This is just one of the many benefits of being a member of The Employers Association. Visit their website to learn more!

The J. Murrey Atkins Library at UNC Charlotte has a Patent and Trademark Resource Center to give entrepreneurs and investors the assistance they need with their patent and trademark search and application process. Work with the highly trained staff at Atkins Library, and start the patent and trademark process now! You may also contact their Patent and Trademark Representative, Beth Scarborough, directly at 704-687-0496 or email her at Beth.Scarborough@uncc.edu.

Through UNC Charlotte’s J. Murrey Atkins Library, business entrepreneurs and investors have access to the Patent and Trademark Resource Center. Work with their specially trained research staff, and get the help you need with your patent and trademark search and application process. Visit the Atkins Library online for more information, or contact Patent and Trademark Representative, Beth Scarborough, at 704-687-0496 or email her at Beth.Scarborough@uncc.edu.

The 49er Foundry in the PORTAL Innovation Center is a business incubator for selected UNC Charlotte students. This co-working space offers coaching and guidance to support experiential learning that may lead to a successful business launch. Additional information about eligibility and an application can be found here.

Ventureprise operates the National Science Foundation (NSF) I-Corps Site program at UNC Charlotte guiding researchers through customer discovery and business model creation to bring promising inventions to market. I-Corps is a selective program open to UNC Charlotte faculty and student researchers. Selected researchers at Davidson College, Johnson C. Smith University, Queens University and North Carolina Research Campus may also apply.

The Ventureprise Launch accelerator program sponsored by the NC IDEA Foundation provides evidence-based entrepreneurship including customer discovery and business model creation to Charlotte-area innovation-based teams addressing national markets. Teams that complete the program are eligible to compete in the Charlotte Venture Challenge. Applications will open in early 2017.

Our small business experts offer:

• Customized, one-on-one business counseling.
• Seminars and classes focused on key business topics, such as marketing, finance, certification and small business resources.
• Review and feedback on written business plans.
• Loan package preparation assistance and lender referrals.
• Certification assistance and review.
• Networking opportunities to find mutual support, access to resources and business referrals.
• Global business development

The Women’s Business Center offers a wealth of training and seminars across the State of North Carolina. We also partner with other business resource providers to help deliver messages as well as subject matter expert information. This collaboration maximizes the impact to our clients and small businesses.

Our trainings include:

• Workshops held during lunch time or evening sessions
• Events such as our Women Veteran Entrepreneurship Conference
• Speaking engagements on relevant topics
• Moderating events
• These are in addition to the one on one counseling and other services we provide

The WBC of NC provides the following mentoring:

• One on one confidential business counseling
• Workshops and seminars
• Certification reviews
• Matchmaking and B2B introductions
• Informing our clients of mentoring practices available

Women’s Executive Education, an intensive executive leadership program designed to lay the groundwork for expanding women-owned businesses and developing strategic partnerships with leading schools of business to deliver:

• Customized Business Education
• Leadership Development
• Coaching services for minority and women business owners

Three intensive sessions held last year on Managing Human Capital, Information, and Money.
In partnership with Center for Creative Leadership, Meredith College’s Institute of Women’s Leadership and Bennett College for Women.

Local Resources

Certified Global Business Professional

• Global Business Management – strategic and operational planning, development, implementation and assessment of the international aspects of your business.
• Global Marketing – management and implementation, including planning, sales, research and support functions to assess customer needs.
• Trade Finance – evaluating financial risks and methods, selecting and implementing the most favorable methods of payment to support global activities.
• Partners – US Department of Commerce, US Export Assistance Center (USEAC), International Trade Division, Small Business Technology and Development Center, (SBTDC), Small Business Centers

WBC of NC can also assist you with documentation, legal and regulatory compliance, intercultural awareness and technology resources in support of global trade.

We are fortunate to have close working relationship with the export experts in the state such as USEAC (US Commercial Services), NC Commerce’s International Trade Division, SBTDC’s Export group, Ex/Im Bank and the initiatives at the Community Colleges. We have held export specific seminars for our clients and have really helped broadened their scope.

The WBC of NC focuses on access to capital by:

• Hosting financing events such as the SBA guaranteed Small Loan Advantage program across the state. These events target small and startup businesses to help them with access to capital
• Staying abreast of non-traditional funding sources such as Kick Starter and community loan programs
• Long term relationships with local, national, community banks and credit unions to assist our clients with loan packaging

The WBC of NC aids women-owned businesses in government contracting by:

• Technical, hands on assistance for certifications and bidding opportunities
• Partnership with SBA, HUB, NCMBC, WBENC, CVMSDC and other certifying agencies and certification assistance programs to help our clients succeed
• Support, attend and exhibit at procurement events such as Marketplace- a reverse trade show for businesses
• Business matchmaking with government agencies such as the State HUB office and other state, federal and local coordinators
• Bid opportunity referrals for private industries and governments