About Self-Help Credit Union

Self-Help Credit Union offers a wide range of financial products and services to individuals, small businesses, and nonprofit organizations. Our credit union products and services include low-cost checking accounts, savings accounts with highly competitive interest rates, and convenient online, mobile and audio banking. We also offer affordable personal and small business loans from micro-loans to multi-million dollar facility loans. Since 1980, Self-Help has provided more than $9.3 billion in financing to over 175,766 families, small businesses, nonprofit organizations, and individuals in service to our mission of Ownership & Economic Opportunity for All.


Tools to Green Your Business

Self-Help’s Green Lending Program has financed a wide range of green projects and businesses. Check out their Go Green Fact Sheet, or contact them to learn more about getting a solar or energy-efficiency loan through Self-Help.


Real Estate Search

Self-Help Credit Union owns and manages 20 commercial properties in North Carolina and Washington D.C. They lease office and retail space, providing affordable options for new and established businesses, nonprofits, restaurants and professionals. Check out their current properties for lease!


Local Lending Programs

With more than 30 years of lending experience, Self-Help Credit Union will work with your business or nonprofit to make the loan process as smooth and easy as possible. Learn more about Self-Help and how to qualify for their Small Business Loansget an application, or call 1-800-966-7353, ext. 5.

Additionally, the Self-Help Credit Union offers savings and money market accounts that allow entrepreneurs to park their reserves in a socially-responsible money market. Learn more about how you can earn dividends while you save with Self-Help!

Charlotte SBA 504 Lenders

Self-Help Credit Union is certified by the U.S. Small Business Administration to offer SBA 504 loans.Learn more and apply here!



Self-Help Credit Union works with qualified service providers, including residential contractors, property management sub-contractors, architects and engineers. If you are a contractor, click here for more information or to get on their vendor list!



Q&A with Self-Help Credit Union: Part 2

A few months ago, we shared Part 1 of our two-part interview with Sheila Wheeler of Self Help Credit Union...Read more


Self-Help Credit Union

1065 Providence Road Charlotte NC 28207

(704) 554-7201



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